Everyday Insurance accepts direct debit payments on an annual or monthly basis.
For new customers, it’s as easy as setting up a direct debit when you are ready to purchase a policy. Your first and future payments will then be automatically debited within five business days from the policy start date.
If you’re a returning customer renewing your policy, Everyday Insurance will send you a renewal notice at least 14 days before the renewal date.
For all car policies, you can choose to pay annually or monthly payment schedules. However, if you choose to pay your premium annually, you’ll save additional costs.
Everyday car insurance can cover drivers under 25 years old, whether through your own policy or as a listed driver on someone else’s. Additionally, certain age restrictions may apply to certain vehicles.
You can make a claim 24/7 in two ways: calling the dedicated claims line or logging in to your customer account on Everyday Insurance’s website. You’ll need to provide details when you go to make a claim, including:
You will have to pay any applicable excesses when making a claim. You will likely have a basic excess as well as any others that might apply depending on the circumstances of your claim. These can include:
You can cancel your car insurance policy anytime by calling Everyday Insurance on the phone or using the online customer login which you will be provided access to upon purchasing a policy. Everyday Insurance gives customers a 14-day cooling-off period where you will receive a full refund if you cancel your policy within 14 days from purchasing or renewing (provided you haven’t made any claims).
If you paid for the full year and cancelled after the cooling-off period, you will receive a refund for the rest of the year’s coverage you haven’t used yet. If you have made a claim, any payouts would also affect your refund.
There are a number of general exclusions which mean that any claim you make for these won’t be covered by Everyday Insurance. For example, these exclusions include (but are not limited to):
N.B. Other conditions and exclusions apply.
Insurance issued by The Hollard Insurance Company Pty Ltd. For full details view the Product Disclosure Statement when comparing policies through our service. When viewing the results you can see other related policy documents such as the Target Market Determination under ‘Is this product suitable for me?’
Any advice is general in nature. This information is accurate as of February, 2023.