New Huddle customers will need to set up direct debit to pay for their car insurance monthly or annually. You will need to provide a credit card or bank account and select which payment schedule you will go with. If you pay monthly there will be a small bookkeeping fee added to the cost of the premium.
As with most insurance companies, it is cheaper in the long run to pay for Huddle car insurance annually rather than monthly, though it costs more upfront.
Huddle car insurance does cover younger drivers under the age of 25. These drivers may incur an additional excess if you need to claim if they were driving at the time of the incident.
If you need to make a claim with Huddle, you can do so online through their website. Alternatively, you can call Huddle’s claims line to get assistance from their dedicated customer service team.
You’ll need to provide supporting documentation like:
There are several different excess payments included in Huddle car insurance policies. Depending on the circumstances of your claim, you may incur multiple excess payments at once. These can include:
You can cancel your Huddle car insurance by calling their customer line or going online through Huddle’s website. Huddle has a 14-day cooling-off period where you can cancel within 14 days of purchasing or renewing your policy for a full refund.
If you pay for Huddle car insurance annually and cancel after this cooling-off period, you will receive a refund for the period of cover you haven’t used yet, minus any cancellation fees.
If you have a comprehensive Huddle car insurance policy, you may have access to the Pay As You Drive option, where you choose your annual kilometres limit up to a maximum of 15,000km. This can help you save money on the cost of the policy by driving less throughout the year.
You’ll need to provide the current odometer reading at the beginning of your policy, and a new reading at renewal or when making a claim. If the reading is above the limit you chose, you’ll need to pay an additional excess when making a claim.
Huddle doesn’t provide car insurance if you use your vehicle for ridesharing. It does provide cover for business use, which can involve driving to meetings with clients, driving to worksites and carrying tools.