Ozicare car insurance

Ozicare car insurance at a glance

  • Underwritten by Auto & General Insurance
  • Fortnightly, monthly and annual payment options
  • New car replacement with comprehensive cover

About Ozicare Insurance

Ozicare prides itself on providing its customers with hassle-free car insurance at a price that won’t break the bank. They believe that safer drivers in Australia shouldn’t have to pay high prices for cover.

Beyond car insurance, Ozicare Insurance also sells home and contents insurance.

What Ozicare car insurance covers

Ozicare offers the following types of car insurance:

  • Comprehensive covers your car for loss and damage caused by theft, a car accident, weather events and fire. It can also provide cover if you damage someone else’s vehicle or property.
  • Third Party Property, Fire and Theft provides financial protection for your car if it’s stolen or damaged by fire, as well as cover if you damage someone else’s vehicle or property in an accident. It may also cover your car if it’s damaged in an accident by an uninsured driver.
  • Third Party Property Only covers instances where you damage another person’s vehicle or property. It may only provide cover for your car if it’s damaged in an accident by an uninsured driver.

To learn more about inclusions and exclusions for Ozicare car insurance policies, read the Product Disclosure Statement (PDS). The Target Market Determination (TMD) may also help you decide which policy is suitable for your circumstances.

Why choose Ozicare car insurance?

Some of the reasons Australians may choose Ozicare are:

  • Restricted driver options to help lower premiums
  • No paper forms to fill in
  • Multiple excess options, which can reduce your premiums
  • All authorised repairs are guaranteed for as long as you own the car
  • 24/7 claims over the phone or online.

Frequently asked questions

Payments can be made to Ozicare by credit card or direct debit. It is cheaper to pay for your car insurance policy annually.

Ozicare car insurance does cover drivers under 25 years old. However, if these drivers are behind the wheel when an accident happens, they could face additional excess payments on top of the basic excess.

To make a claim with Ozicare Insurance, you can call their dedicated car insurance line 24/7. Having the following can help Ozicare process your claim:

  • Details about any other vehicles and drivers involved
  • Police reports
  • Receipts for towing or repairs (if the insurer didn’t organise it on your behalf)
  • Photos of the scene and damage
  • Witness statements
  • Dash cam footage.

The basic excess is the amount you agree to pay towards any claims. This payment will apply, unless you’re involved in a no-fault accident with another vehicle.

Additional excesses may also apply depending on the circumstances of the claim, including:

  • Unlisted driver excess if the driver at the time of the incident wasn’t listed on the policy.
  • Young driver excess if the driver at the time of the incident was under 25 years old.
  • Inexperienced driver excess if the driver has not held a full or open Australian licence for two or more years.

To cancel your Ozicare car insurance policy, you will need to contact Ozicare Insurance over the phone. If you cancel your policy within 21 days of purchasing or renewing your insurance, you will receive a full refund (unless you’ve already made a claim).

If you cancel after the 21-day cooling-off period, you’ll receive a refund of any premium you have paid for the unused portion of your policy. You may also be charged a cancellation fee.

Compare car insurance

Looking for a new policy or simply wanting to switch from your current one? We can help you to look for cover to suit you in just minutes.

By using our car insurance comparison service, you can compare policies from Ozicare Insurance, along with other reputable providers on our panel. Comparing a range of policies all in one place can save you time and help you weigh up coverage benefits, prices, extras, excesses and more.

See what we have to offer and compare today!