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Peace of mind for less

Ozicare car insurance at a glance

  • Underwritten by Auto & General Insurance Company Limited
  • Payments can be made fortnightly, monthly or annually.
  • 21-day cooling off period
  • 24-hour phone support for claims

About Ozicare car insurance

Brought into the Australian market back in 2001, Ozicare prides itself on providing its customers with hassle-free car insurance at a price that won’t break the bank. They believe that safer drivers in Australia should not have to pay high prices to cover the claims cost created by those with a greater underwriting risk. Ozicare can achieve this with policies underwritten by Auto & General Insurance Company Limited.

Ozicare car insurance products

Ozicare provides car insurance in three different categories:

  • Third Party Property Only. This policy covers damage your car causes to other people’s vehicles and property, for which you are liable. It does not cover damages to your car or property. There is limited cover for your car if it’s damaged in a no fault accident by an uninsured vehicle (where the uninsured driver is identified).
  • Third Party Property, Fire and Theft. This type of policy offers the same benefits as Third Party Property Only, but also includes cover for fire damage and theft of your car.
  • Comprehensive. The highest level of insurance available, covers everything Third Party Property Only and Third Party Property, Fire and Theft cover, as well as loss or damage to your car – regardless of who’s at fault in an accident. It also includes cover for weather events (e.g. storm, hail and flood).

Refer to the Product Disclosure Statement for full terms and conditions.

All Ozicare car insurance policies include a 21-day cooling off period, from date of purchase which allows customers to receive a full refund if they want to cancel their policy (provided they haven’t made a claim). To learn more about benefits for specific policies, read the Product Disclosure Statement (PDS) and Target Market Determination (TMD).

Policy options

Depending on the level of car insurance you purchase, you may have numerous options to tailor your policy, including the options to:

  • reduce your premium by restricting drivers
  • reduce your premium by increasing your excess
  • reduce your windscreen excess

Why choose Ozicare car insurance?

With Ozicare, you can take advantage of their range of features, including:

  • one-stop claims assessment centres
  • competitive standard features
  • no paper forms to fill in – ever
  • fortnightly, monthly or annual payments.

Always read the PDS and TMD for each policy before making a decision to buy.

Frequently asked questions

How do I make a claim with Ozicare?

Car insurance claims through Ozicare can be made over the phone. Simply call direct and one of their consultants can help you through the process.

Do I have to pay an excess?

If you’re involved in an accident and the insurer deems you not at fault and the other party is identified, you won’t have to pay any excess. In other instances, you will usually have to pay the basic excess and any other additional excesses that may apply. All excesses will be listed on your Insurance Certificate.

Additional excesses may apply when the person driving your car, who is not an excluded driver but who:

  • is under 21 years of age
  • is aged 21 and 24 years inclusive
  • has not held a full Australian license for two or more years
  • is not listed as a driver on the car Insurance Certificate.

For more detailed information on excess payments, always read your policy’s PDS.

How do I cancel my Ozicare car insurance policy?

Cancelling your car insurance policy is straightforward. Simply contact Ozicare and notify them of your intentions.

You may cancel the policy at any time. If you cancel your policy within 21 days of the purchase (“cooling-off period”) and no claim is made you will receive a full refund of the premium you have paid.

If you cancel outside the cooling-off period, you will be refunded any premium you have paid for the unused portion of your policy, less the early cancellation fee and less any government taxes and charges.

Compare car insurance

Looking for a new policy or simply wanting to switch from your current one? We can help you to find cover to suit you. By using our car insurance comparison service, you can compare policies from Ozicare, along with other reputable providers on our panel, in just minutes. Comparing a range of policies all in the one place can save you time, as you won’t need to search through multiple websites to find a great policy.

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