ReadySet Travel Insurance

If you’re planning on travelling around Australia, a domestic policy is what you’d look for.

With ReadySet Travel Insurance, your level of cover falls under the Ultimate (Domestic) policy, which includes loss of baggage and personal affects up to $15,000, personal liability cover up to $5 million, and unlimited cover for cancellations or disruptions to your journey.

Unlike many other policies that require you to add rental vehicle cover, the ReadySet Travel Insurance domestic policy includes rental vehicle insurance excess up to $5,000 – with an option to purchase and extend rental vehicle excess cover to $8000.

It’s important to note that since you are covered by Medicare while in Australia, the domestic travel insurance policy does not include medical benefits.

With four cover levels to choose from, ReadySet Travel Insurance has plenty of options for those heading overseas. All policy levels include overseas emergency medical assistance, cover for baggage and personal affects, personal liability cover and a $5,000 rental vehicle insurance excess – with an option to purchase and extend rental vehicle excess cover to $8000.

Depending on your policy level, you may also be covered for additional accommodation and travel experiences, cancellations and disruptions, income loss and credit card fraud.

If you plan on travelling more than once throughout the year, an annual multi-trip travel insurance policy may be worth considering.

With ReadySet Travel Insurance, you can be flexible with your trip duration. For each trip you take within the 12-month policy period you can choose the maximum number of days you want to be covered for, whether that’s 30 or 45 days.

If you intend to partake in additional activities that aren’t included in the standard policy such as winter sports like skiing or snowboarding, or if you’re heading off on a cruise, you can add these to your policy for an additional cost. If you do not purchase these options and participate in winter sports or go on a cruise, you will have limited cover under the policy. See the Product Disclosure Statement for more details.

ReadySet Travel Insurance may cover some pre-existing medical conditions, but these will need to be declared when buying your policy. The insurer will review your conditions, either by phone or online, and decide in real time whether these can be covered and on what terms.

For a single trip policy, your cancellation cover starts as soon as you purchase your policy, while all other benefits start when you begin your trip. For an annual multi-trip policy, cancellation cover starts at the policy starting date selected when purchasing.

You can make a travel insurance claim by accessing ReadySet Travel Insurance’s online claim’s portal available on their website. If you require emergency assistance, you can call +61 2 4217 5923 at any time.

An excess is the amount you pay towards a claim, with ReadySet Travel Insurance’s standard excess being $200. You can opt to lower this to $100 or $0; however, doing so will increase your premium. There is also a double excess for those adding Winter Sports Cover.

Yes, a $5,000 rental vehicle insurance excess is included with all policies. This can be increased to $8,000 if desired.