PD car insurance

You can pay your PD car insurance premiums annually or monthly with a credit or debit card. When paying with a credit card, you may need to give PD Insurance either written or verbal authorisation to charge your card automatically every year or month.

Paying your premium annually is more cost effective, but PD insurance also offers the option of paying premiums in monthly instalments.

PD Insurance may provide cover to you if you’re under 25. However, you may need to pay more when you claim, as drivers under 35 typically incur an additional excess. Always read the relevant PDS for specific information on excesses.

You can start a claim with PD Insurance through their policy portal or by calling them. The following information from the incident could help support your claim:

• Time and location
• Details of the other drivers (names, addresses, phone numbers, car registration and insurance details)
• Police report number
• Any dash cam or CCTV footage
• Photos from the scene.

The basic excess is the amount you agree to pay when you claim and is typically set when you purchase your policy. The WiseDrive product exclusive to Compare the Market customers has a $250 basic excess.

As well as a basic excess, you may need to pay an additional excess if the driver:

• Has an international licence
• Has held an open licence for less than five years
• Is under 35 years of age
• Is not listed on the policy.

You can cancel your car insurance through PD at any time by calling them during business hours.

If you cancel your policy within 14 days after purchasing it and you haven’t made a claim, you could receive a full refund without any fees. You may still get a refund of your unused premiums after this cooling-off period, but a cancellation fee may apply.