NAB Low Rate Card

Special offers

0% p.a. on purchases for 6 months on a new NAB Low Rate Card.

Other features

Card Type Visa
Minimum Income N/A
Minimum Credit Limit $500
Maximum Credit Limit Upon application
Minimum Monthly Repayment 2 or $25, whichever is greater
Complimentary Travel Insurance No
Extended Warranty Yes
Available to Temporary Residents No
Additional Card Holders Yes
Foreign Exchange Fees Yes
Interest Rate 0% p.a. for
6 months

reverts to 13.99% p.a.

Interest Free Days on Purchases Up to 55 days
Cash Advance Rate 21.74% p.a.
Balance Transfer Rate 0% p.a. for
6 months

reverts to 21.74% p.a.
2% balance transfer fee applies

Balance Transfer Fee 2%
Annual Fee $59 p.a.
Late Payment Fee $15
General Terms & Conditions

Important Information

*Offer commences 13 November 2017. For approved applicants who apply for a new personal NAB Low Rate credit card before the offer is withdrawn. The special purchase interest rate will apply for a 6 month statement period from account opening. After 6 months period, any unpaid purchases will then attract the card’s standard purchase rate (currently 13.99% p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other offer.

1. After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a as at 18 September2017). Interest rates are subject to change and available at nab.com.au. Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time.

Credit card terms and conditions available at www.nab.com.au. Fees and charges are payable. Approval and credit limit are subject to
NAB’s credit assessment criteria. Information, including interest rates and fees are subject to change. Correct as at 13 November 2017. ©2018 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.