IVDD in dogs

Average customer rating: 4.3/5
Written by Chloe XY Chin
Reviewed by Eliza Buglar
Expert reviewed by Adrian Taylor
Updated 31 March 2025

What is IVDD?

Intervertebral Disc Disease (IVDD) is a degenerative spinal condition that results in the compression of the spinal cord.1 The intervertebral discs allow for spinal movement and act as shock absorbers between the vertebrae. If the disc degenerates or is damaged in any manner, it may bulge and exert pressure on the spinal cord and/or the roots of the spinal nerves that emerge from the sides of the spine.

There are two types of IVDD. Hansen Type I is more common in small, short-legged breeds and occurs when the disc material hardens, pressing on the dog’s spinal column and causing a slipped disc.2 Hansen type II is a gradual degeneration of the discs, leading to chronic spinal cord injury over time. They are more commonly seen in large breed dogs or older dogs, usually causing pain in the lumbar (lower back) area of a dog.

What causes IVDD in dogs?

Several factors contribute to the development of IVDD, including:2

  • Genetics: Some dogs are born with a predisposition to IVDD due to their breed and body structure.
  • Age: IVDD, especially type II, is commonly found in older dogs, especially those with a very active lifestyle.
  • Weight: Overweight small dog breeds run more danger since the extra weight might strain their spine and aggravate inflammation.
  • Activity and lifestyle: Particularly in tiny dog breeds with short legs, trauma to the back or too frequent jumping can cause or aggravate IVDD.
  • Disc degeneration: Your pet’s spinal discs will gradually lose their cushioning capacity as they age, increasing their vulnerability to damage.

Dog breeds prone to IVDD

If you own a dog breed prone to IVDD, being proactive about preventative care, weight management and healthy exercise routines will greatly lower your pet’s IVDD risk.

Knowing how to spot the signs of IVDD, available treatment options and types of insurance cover can enable you to decide what is best for your animal friend.

Dog breeds that are most affected by IVDD include:3

  • Corgi dog in a bathtubDachshunds
  • French Bulldogs
  • Corgis
  • Beagles
  • Shih Tzus
  • Lhasa Apsos
  • Pekingese
  • Cocker Spaniels
  • Basset hound
  • Poodles
  • German Shepherds
  • Labradors
  • Labrador retrievers
  • Doberman Pinschers.

Does pet insurance cover IVDD?

Yes, many pet insurance plans cover IVDD treatment. However, the level of cover depends on the provider, the type of policy and whether IVDD is considered a pre-existing condition. Generally, comprehensive accident and illness plans may cover diagnostics, surgery, medications and rehabilitation, while basic accident-only plans typically don’t cover IVDD.

IVDD treatment can be costly, and having pet insurance can make a huge difference, especially if your dog is one of the breeds prone to IVDD. Do note that pre-existing conditions are not covered in most pet insurance policies, so if your dog is diagnosed with IVDD before you take out a policy, its treatment won’t be covered. To ensure your dog is covered, get insurance early while they’re still young and healthy.

Not all pet insurance policies are the same, so it’s worth shopping around and comparing providers. Depending on what your pet needs, some policies even include treatments such as hydrotherapy or acupuncture, which can help with IVDD recovery.

Read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) to understand what is and isn’t covered in your insurance policy and to ensure that the policy is the right fit for you.

More about IVDD in dogs

Is IVDD in dogs a genetic condition?

How is IVDD in dogs diagnosed?

Symptoms of IVDD in dogs

How is IVDD in dogs treated?

What is the life expectancy of a dog with IVDD?

Meet our pet insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As a General Insurance expert with over 13 years’ experience in financial services, Adrian Taylor knows that dogs and cats get themselves into all sorts of mischief. One part of Adrian’s work is to help empower consumers to understand how pet insurance can help save them from exorbitant vet bills when their pet gets injured or falls ill.

1VCA Animal Hospitals. Degenerative Disc Disease in Dogs. Accessed March 2025.

2PetMD. IVDD (Intervertebral Disc Disease) in Dogs. Accessed March 2025.

3Cornell Richard P. Riney Canine Health Center. Intervertebral disc disease. Accessed March 2025.

4Paws and More Veterinary Centre. Intervertebral Disc Disease (IVDD) in Dogs: Everything you need to know. Accessed March 2025.