Classic car insurance has many similarities with comprehensive car insurance and can include such benefits for owners as:
- Agreed value cover
- Recovery against third party
- Modifications cover
- Choice of a specific repairer in the event of damage
- Lay up cover
While the exact definition of a ‘classic car’ varies in different countries, any older vehicle that has enough historical value and appeal to be collectible can be considered a classic car. Depending on the vehicle’s age, it can be additionally classed an Antique, a Veteran, a Vintage or a Post-Vintage car.
It’s worth noting that some insurers will only deem your vehicle a classic car if you don’t take it out on the road at all, or only use it for events like enthusiast club rallies. Therefore it is worth looking for a provider specialising in classic cars, particularly if you drive yours on a daily basis. It also pays to seek out specific information in the Product Disclosure Statement (PDS) before you commit to buy a classic car insurance policy.
What type of insurance can I get for my classic car?
While some providers generalise every older vehicle as a classic, there are several distinguishable categories of insurance for non-standard car owners:
We understand that you’ve invested a lot of time and effort into buying and/or restoring your treasured classic car. This is why it’s extremely important that your cherished possession is safeguarded from the risk of theft, damage or destruction.
How we’ve got your back
Insuring your lovingly-restored, four-wheeled beauty will help you manage every corner. We can save you time by referring you to a trusted Australian provider.
While we do not provide a comparison service for classic car insurance in Australia yet, we’re looking to grow our panel. Right now, we are proud to be partnered with a trusted provider who can help you get covered.