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A Line of Credit allows you the flexibility to access funds from your account as often as you like, as long as you keep within your account limit. You can even have your salary deposited into the account and then have the ability to withdraw funds at anytime.

Advantages:

  • You have ready access to any debt that you have paid off your loan without having to pay additional fees
  • Your repayments will be lower as they are interest only payments

Disadvantages:

  • Interest rates are generally higher than that of other types of home loans

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