Pet insurance for Welsh Corgi

Average customer rating: 4.3/5
Written by Chloe XY Chin
Reviewed by Eliza Buglar
Expert reviewed by Adrian Taylor
Updated 29 July 2025

Personality and traits of a Welsh Corgi

Corgi dog in a bathtubWelsh Corgi breeds are one of the most beloved and iconic purebred dog breeds worldwide, a small yet sturdy herding dog known for its large, expressive eyes and distinctive short legs. There are two distinct types of Corgis: the Pembroke Welsh Corgi and the Cardigan Welsh Corgi, each with subtle differences in appearance, but both share an outgoing and friendly personality.1 Corgis are known for being even-tempered, highly intelligent, alert, adaptable and active, making them excellent family pets as well as efficient working dogs.

Corgis have a life expectancy of 12 to 14 years.2 They come in a variety of colours, including black and tan, black and white markings, fawn, red, blue merle, brindle, grey, red merle, white merle, and sable. Their playful, loyal nature makes them a popular dog breed among pet owners. They tend to form strong bonds with their families, often seeking attention and affection, and they generally get along well with children and other pets.

What’s the difference between a Cardigan Welsh Corgi and a Pembroke Welsh Corgi?

Though both the Cardigan and Pembroke Welsh Corgis share many traits, they are two separate breeds.

Pembroke Welsh Corgi

Cardigan Welsh Corgi

Taking care of a Welsh Corgi

Welsh Corgis have high energy levels and are active dogs that require regular exercise to maintain their fitness and overall health.3, Daily walks, playtime, and mental stimulation through training are essential to keep them happy and healthy. Corgis are intelligent dogs that thrive in environments that mentally challenge them. Providing them with puzzle toys or engaging in obedience training can be great ways to prevent boredom. As a herding breed, they are easy to train and make good family dogs and watchdogs.

Corgis are known for shedding heavily, so brushing their thick double coats a few times a week helps manage shedding and keeps their coat shiny and healthy.4 Otherwise, they have relatively low grooming needs, if their coat is regularly maintained.

Corgis love food and tend to gain weight easily, so be sure to feed them only the recommended amount of food and treats daily. As corgis have long backs and short legs, they may develop joint or back problems as they age.6 Therefore, pet owners can consider adding health supplements to their food or feeding them high-quality dog food specially formulated to address these issues.

Welsh Corgi health problems

Corgi at vetWhile Welsh Corgis are generally healthy, certain health conditions can lead to costly veterinary bills if not properly managed.

Before bringing a corgi into your home, research potential breeders to ensure that the breeder you choose follows ethical practices and raises puppies that meet the breed standard. By selecting a breeder who meets these criteria, you increase the chances of getting a healthy, well-socialised corgi that will thrive in your home.

Some of the most common health concerns in Welsh Corgis that corgi owners should know about include:

  • Elbow dysplasia and hip dysplasia. This genetic condition, where the elbow or hip joint doesn’t develop properly, can lead to pain and arthritis.6 It’s more common in larger dog breeds, but Corgis are also susceptible despite their smaller size, due to their long bodies and short legs.
  • Von Willebrand’s disease. Von Willebrand’s disease is a genetic condition that affects blood clotting, and corgis are especially prone to it.5 It can lead to excessive bleeding after an injury, which can cause blood loss and anaemia.
  • Degenerative Myelopathy (DM). DM is a neurological condition that is caused by a genetic mutation that is commonly found in corgis.5 It’s a slow-progressing disease that commonly affects the hind legs, causing weakness and may eventually lead to complete paralysis of the back legs.
  • Intervertebral Disc Disease(IVDD). Due to their long spines and short legs, Corgis are at a high risk of developing IVDD, a condition in which the discs between the spinal cord vertebrae deteriorate or slip out of place.7 This can cause severe pain, loss of mobility or even paralysis.
  • Obesity. Corgis love food, so they require proper portion control to prevent obesity, which can exacerbate joint and spinal problems.
  • Eye problems. Some Welsh Corgis are prone to progressive retinal atrophy (PRA) and cataracts, which can affect their vision and lead to blindness.5

Regular check-ups with a vet and a focus on healthy lifestyle choices are crucial to managing these health risks and ensuring that your corgi has the best quality of life.

Why pet insurance for Welsh Corgis is important

As much as we adore our four-legged companions and try to look after them, they’re not immune to health issues and accidents. This is where pet insurance comes into play. Pet insurance plans are not only about providing financial support in case of an emergency; they also offer peace of mind.

In Australia, pet insurance policies are an important consideration for responsible pet parents, primarily when corgis are known to be prone to specific health conditions. Welsh Corgis, with this predisposition to certain health issues, can rack up high vet bills over the course of their lifespan.

Pet insurance is important for Welsh Corgis because, depending on your level of cover:

  • Prevent high vet bills: Corgis are more likely to experience chronic health issues as they age, which often require multiple vet visits and costly ongoing treatment.
  • Surgical expenses: In the case of conditions like hip dysplasia or IVDD, surgery can be a significant expense. Pet insurance can help with the cost of surgery, recovery, and rehabilitation.
  • Accidents and injuries: Corgis are active and adventurous, which means they can be prone to accidents, especially considering their herding instincts. Pet insurance can help cover the costs of unexpected injuries.
  • Routine care options: some insurance policies offer a wellness and preventive care add-on, which can be used for vaccinations, dental care and annual check-ups.

How to choose pet insurance for Welsh corgis

Meet our pet insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As a General Insurance expert with over 13 years’ experience in financial services, Adrian Taylor knows that dogs and cats get themselves into all sorts of mischief. One part of Adrian’s work is to help empower consumers to understand how pet insurance can help save them from exorbitant vet bills when their pet gets injured or falls ill.

1 American Kennel Club (AKC). Meet Two Similar Yet Different Breeds: The Cardigan Welsh Corgi and the Pembroke Welsh Corgi. Accessed June 2025.

2 Purina. Dog Breeds – Welsh Corgi. Accessed June 2025.

3 American Kennel Club (AKC). Dog breeds – Pembroke Welsh Corgi. Accessed June 2025.

4 American Kennel Club (AKC). Dog breeds – Pembroke Welsh Corgi. Accessed June 2025.

5 The Dog People. 4 Common Corgi Health Problems and How to Help. Accessed June 2025.

6 PetMD. Dog Breeds – Pembroke Welsh Corgi. Accessed June 2025.

7 Vet Playas Veterinary Hospital. Corgi IVDD: Understanding Intervertebral Disc Disease in Corgis. Accessed June 2025.