Not all offers will be available to every customer. Each offer is subject to the terms and conditions of each provider. Ask us if you need more information 1800 338 253.
This offer is available to eligible New Members who have not held Australian Unity health insurance within 90 days prior to joining and who purchase a combined Australian Unity hospital and extras cover with a policy commencement date between 18 August and 30 September 2025.
New Members who take out Hospital Only cover between 1 August and 31 October with a policy start date no later than 31 October 2025 and pay by direct debit will receive 4 weeks’ free cover. 4 weeks free will be applied after 90 consecutive days from the policy start date.
New Members that take out and start extras only cover with HIF and pay by direct debit by 31 October will have the 2-month extras waits waived, including optical, which means you can start claiming on any available limits and benefits straight away. Must maintain cover for 60 days to remain eligible, or hif may withhold the claim value from the premium refund. If the premium refund does not cover the full cost, the member may be required to reimburse the remainder.
New Members who take out Combined Hospital and Extras cover between 1 August and 31 October with a policy start date no later than 31 October 2025 and pay by direct debit will receive 6 weeks’ free cover and have 2-month waiting periods waived. 6 weeks free will be applied after 90 consecutive days from the policy start date.
New Members simply purchase and commence a new Combined Hospital and Extras Policy or Hospital-Only Policy between 1 Sept and 30 Sept 2025 and maintain it until 5 Jan 2026, to get 4 weeks’ premiums refunded. For Combined Hospital and Extras Policies maintain the policy and reach AIA Vitality Silver Status or above by 5 Oct 2026 for an extra 2 weeks refunded.
Eligible Members that take out Combined Hospital and Extras cover with nib between 1 September 2025 and 30 September 2025 will receive a 10 week reduction on their premium, applied by adjusting the “paid to” date on the policy. Policy must be maintained until 26 November 2025 for the 10 weeks free to be applied.
