If you’re in the process of separating from your partner, here are a couple of things you should keep in mind:
Luckily, you can compare a range of health fund options in one convenient place. We present the options, and you can decide what matters most to you and your family. Whether it’s extras, hospital or combined cover, we can help you compare in just minutes.
Your health insurance can cover your children, but you’ll have to change to a single parent policy if you currently have singles health cover. If you’re looking to switch over, an easy way to do so is by using our free health insurance comparison service.
Some health funds might offer policies just for your children. However, you should consider including yourself in any policy you purchase, since your health is also important to your family. What’s more, most providers offer health insurance for single-income families, so it would probably be a simpler option than children-only cover.
Yes – private health insurance policies for single parents cost more than single adult policies. This is where single parent health insurance differs from a family policy since couples can generally add dependents for free. However, health insurance for single parents will typically cost less than a two-parent family policy.
This will depend on your policy, but your children can often stay on your single parent health insurance cover until they turn 21. However, some health funds allow dependents to stay on their parent’s policy for free until they’re 25, provided they’re studying full-time.
By taking out private hospital cover (or extras), you may be eligible to claim the Private Health Insurance Rebate depending on your income. This rebate allows you to either:
To be eligible for the full rebate, you’ll have to earn less than $90,000 per year.