MetLife Australia offers a range of insurance cover products that can be tailored to the needs of its clients – including personal accident, income protection, trauma, and term life.
MetLife Australia was launched in July of 2005 and has quickly established itself as a premier provider of insurance cover products. The company is a specialist in the area of life insurance cover, offering expertise in designing and executing direct insurance programs for their partners and clients.
Key products that are offered through MetLife Australia include:
- Term Life Cover – This product offers a lump sum benefit to a nominated policy beneficiary should the insured pass away or paid directly to the insured should he or she be diagnosed with a terminal illness. The policy may also provide an optional TPD (Total and Permanent Disablement) and Trauma riders.
- Trauma Cover – The Trauma Cover product offered through MetLife features a lump sum or proportionate benefits that are paid following the diagnosis of a covered critical illness or loss of independence by the insured.
- Income Protection Cover – MetLife’s Income Protection Cover provides a regular benefit that is paid to the insured following a serious temporary covered illness or injury that deems them unable to work.
- Personal Accident Cover – The Personal Accident Cover plan offered by MetLife Australia pays out a lump sum of benefits that cover the insured’s death following an accident, an accidental injury, or the loss of independence due to a covered accident and accidental total and permanent disability.
Always read the Product Disclosure Statement for each policy before making a decision to buy.