Pet insurance for a Maltese Shih Tzu

Malshis are a designer breed gaining popularity among Australians. They’re known for their intelligent, affectionate nature and low-shedding coats, making them ideal companion dogs for small homes and apartments. They’re known for their friendly nature, making them great with kids and other pets when properly socialised. Their small size and moderate exercise needs may suit someone with a relaxed lifestyle, but they do require regular grooming to maintain their coats.²

While they’re generally easy-going and trainable, Malshis can be prone to separation anxiety and to some health issues common to small breeds, such as dental problems.² With consistent care, positive reinforcement and love, they make wonderful, loyal pets for individuals or families.

Yes, Malshis shed, but they are bred to be low-shedding. This toy breed is considered hypoallergenic because its hair is more similar to human hair, shedding continuously in small amounts rather than the heavy undercoat shedding seen in many other dog breeds.

Their long, silky coat requires regular brushing to prevent tangles, matting and skin irritation.² Trim their nails monthly and send them for haircuts at the groomer when necessary.

Maltese Shih Tzus are prone to dental issues, including tartar buildup, gum disease, and tooth loss, due to their small jaws.² Daily brushing and feeding high-quality dog food can help maintain the health of their teeth. Routine vet check-ups and annual dental cleaning are also essential.

Patellar luxation is a condition in which the kneecap slips out of place, causing pain and difficulty walking.⁶ While mild cases may be managed with lifestyle changes, more severe cases may often require surgical intervention to restore proper joint function and mobility.

Elbow dysplasia is a developmental condition involving abnormal growth of the elbow joint, which can lead to pain, stiffness, and reduced mobility.⁶ Treatment options range from weight management and physical therapy to surgical correction in more severe illnesses.

Maltese Shih Tzus are prone to ear infections due to their floppy ears and hair that grows inside the ear canal, trapping moisture and dirt.⁴ Symptoms include scratching, head shaking, odour, and discharge. Regular ear cleaning and grooming can help prevent infections, but chronic cases may require veterinary treatment with medicated drops or oral antibiotics.

IVDD is a spinal condition where the cushioning discs between the vertebrae degenerate, leading to pain, nerve damage, and in severe cases, paralysis.³

Treatment depends on severity and may involve rest, anti-inflammatory medication, physical therapy, or surgery. Preventative care includes maintaining a healthy weight and avoiding activities that strain the spine, such as jumping from heights.

Common eye problems in Malshis include tear staining, cataracts, and dry eye.² Tear staining is often cosmetic but can signal irritation if it is consistent. Always consult your vet if you spot symptoms, as cataracts and dry eye may require ongoing treatment.

As they age, Maltese Shih Tzus can develop heart murmurs and valve disorders.² These conditions may lead to fatigue, coughing, and reduced activity. Diagnosis typically involves imaging and regular monitoring, and treatment often includes medication, which can be costly but necessary for maintaining quality of life.

Yes, pet insurance can be worthwhile for a Maltese Shih Tzu because this breed is prone to certain health issues that can lead to costly veterinary bills over time.

Having insurance provides financial protection and peace of mind, especially if unexpected accidents or illnesses occur. While monthly premiums add up, they often cost less than paying out of pocket for major treatments or surgeries.