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About eric

Eric Insurance Limited (eric) is an entirely Australian owned and operated company specialising in the car and motorcycle financial services and insurance industry. eric operates Australia wide, providing insurance products to help people deal with the unexpected.

Product offered by eric

eric’s Comprehensive Car Insurance policy can cover vehicles for things like damage caused by an accident, fire, theft, flood, storm or malicious acts. It also covers your liability for any damage you cause to another person’s vehicle or property.

eric’s comprehensive car insurance also includes benefits like:

  • Emergency travel or accommodation cover;
  • Hire car if your vehicle is stolen (up to $500 of the cost of hiring a similar vehicle);
  • Cover for your personal property in the vehicle; and
  • Towing costs.

You also have the option of adding windscreen cover to your policy, albeit at additional cost.

Frequently Asked Questions

How do I make a claim with eric?

In order for eric to process your claim efficiently and effectively, you’ll be required to provide a description of the incident and the details of any third parties involved (e.g. a copy of their licence). You may be asked to provide other documentation or details to assist in the processing of the claim.

You can claim with eric via phone, email or through the online claim form on the eric website.

Do I have to pay an excess?

Yes, you will have to pay an excess if you claim for an accident where you’re at fault. Different types of excess apply to specific claims:

  • Basic excess.Applicable to all claims.
  • Inexperienced driver excess.Applies to claims where the driver has only held an Australian licence for less than two years.
  • Imposed excess.Will apply depending on the type of vehicle, and/or the driving record, accident or insurance history of a driver of the vehicle, or a criminal offense.
  • International licence holder excess.Will apply if the driver of the vehicle at the time of an accident is only authorised to drive on an International Licence.
  • Unlisted driver excess.Applies to claims where the vehicle’s driver at the time of the incident wasn’t listed on the policy and is under 25 years old.
How do I cancel my eric car insurance policy?

You can cancel your car insurance policy at any time by simply contacting eric by phone, email or post. Your cover will cease on the day eric receives your request, or another date agreed between you and eric.

eric has a 21-day cooling-off period where you can cancel your cover for a full refund – unless you’ve claimed within this time.

How to switch car insurance providers

Switching car insurance providers is more straightforward than you might think; there are only two ‘steps’ to it! Before you do switch, you should make sure it’s the right decision for you, and a great way to do this is by comparing your policy against a range of others out on the market.

To switch car insurance providers, you need to:

  • Cancel your current policy. A good time to do so is when your new payment cycle or annual renewal is coming up, so you can use up the cover you’ve paid for. Of course, you can cancel your policy at any time you wish; you can even set a specific date for your policy to cease.
  • Find a new policy – and sign up for it! It really is this easy. Choose a new car insurance policy and set the start date as the same day your old policy expires, to make sure you’re continuously covered.

Find eric Comprehensive Car Insurance through Compare the Market

If you’re looking for a new car insurance policy – perhaps with eric or any one of the providers on our panel – we believe it pays to compare. By comparing car insurance, you can easily find out which policies offer which benefits.

Simply enter in a few details about yourself and your car using our car insurance comparison service, and we will find you a selection of policies to compare side-by-side. Our service is also completely free to use and only takes a few minutes to try!

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