eric car insurance

You can pay for car insurance from eric either annually or monthly instalments. You can also pay your premium online through eric’s website or by contacting them by phone.

eric car insurance does cover drivers who are under 25 years of age. If the driver is unlisted on the policy, this means you could face an additional unlisted driver excess in addition to your basic excess.

To make a claim with eric, you can contact them by phone or by logging in through the customer portal on their website. You’ll need to provide details of the incident and may need to include photos of the incident, the contact information from those involved and any police reports that were made.

Not sure what to do when something goes wrong on the road? Our explainer on what to do in a car accident has you covered.

You may have to pay a basic excess when making a car insurance claim with eric. You may incur one or more additional excesses depending on the situation. Some of these additional excesses can include:

• An unlisted driver excess if the driver was not listed on the policy and is under 25
• International licence holder excess if the driver only has an international licence
• An inexperienced driver excess if the driver has only been licensed for two years or less
• An imposed excess based on the driving history of the driver at the time and the type of vehicle

You will not need to pay an excess where it has been determined that you are not at fault and can provide details for the other party.

If you want to cancel your car insurance with eric, you can do so by contacting them on the phone, via email or logging in to the customer website.

If you have already paid your premium and you cancel partway through the cycle (whether monthly or annually), the remaining period of insurance will be refunded to you minus any non-refundable taxes and charges.

eric also offers a 21-day cooling-off period where you can cancel, your new or renewed car insurance policy for a full refund, unless you have lodged a claim.

eric does not offer other types of car insurance, such as Third Party Fire and Theft or Third Party Property Damage.

However, eric does offer some other types of vehicular-related insurance like:

• Used car warranty insurance. Covers the mechanical breakdown of various components for a set time frame.
• Tyre and wheel insurance. Insurance cover for damage to tyres and wheels for punctures, blowouts and many other scenarios.
• Motorcycle insurance. Differing levels of insurance cover for motorcycles, similar to comprehensive and Third Party Fire and Theft car insurance.
• Off-road bike cover. Insures off-road motorcycles for fire, theft and accidental damage. Towing is an additional extra benefit that can be added to his policy.

If you sell your current car and purchase a new one, eric will transfer your current policy to the new car, saving you from having to take out a brand-new policy and cancel your current one. Your new car will need to meet eric’s criteria, and you may have to pay an additional premium.

eric will provide a list of authorised repairers for you to choose from when getting your car assessed following an incident. If you choose your own repairer, eric may request a comparison quote from your chosen repairer.