When we get our learner’s license at 15 years and nine months of age,⁵ the responsibility of driving becomes much clearer…because a lot can go wrong on our roads.
There were nine fatalities out of 7,584 “vehicle crashes” on ACT roads during 2018.⁶ Overall, there were 2.14 deaths per 100,000 people in the ACT in 2018, less than half of the Australian average of 4.59 per 100,000.
Furthermore, around 45% of ACT road accidents in 2018 were recorded as rear-end collisions, so stay safe out there and watch your rear!
That’s simple! Comprehensive car insurance pays for repair costs for both yourself and other drivers – regardless of who is at fault in an accident. CTP/Green Slip insurance is different, in that it will only cover your liability for injuries or deaths in an accident where you’re at fault.
This type of cover is compulsory to hold in order to legally drive in ACT.
Absolutely not! Nothing is stopping you from choosing a different CTP/ Green Slip insurer if you’re not happy with the price you’re paying for cover each year.
The suburb you reside in can affect the price of your premiums, due to the level of risk and insurance claims in the area.
Conversely, where you park your car overnight could also affect your premium depending on your insurer. For example, if you park indoors in a secure garage, your premium may reflect the lower likelihood of it being stolen.
It’s wise to give your insurer a call when you plan on moving, to understand how or if your new address will affect your premium.
¹ ABS – 3101.0 – Australian Demographic Statistics, Mar 2019. Published September 2019. Accessed November 2019.
² ABS – 9309.0 – Motor Vehicle Census, Australia, 31 Jan 2019. Published July 2019. Accessed November 2019.
³ NMVTRC – Theft Watch – Financial year 2018/19. Accessed November 2019.
⁴ NMVTRC – Dashboard. Accessed November 2019.
⁵ ACT Government: Access Canberra – ACT driver licence information. Last updated November 2019. Accessed November 2019.
⁶ACT Government – 2018 ACT Crash Report. Published December 2019. Accessed May 2020.