When we get our learner’s license at 15 years and nine months of age, the responsibility of driving becomes much clearer…because a lot can go wrong on our roads.
There were 11 fatalities out of 7,911 “vehicle crashes” on ACT roads during 2016. Males represented roughly 57% of all road casualties, while the age bracket most at risk behind the wheel was between 20-24 years old.
In 2016, approximately 90% of ACT drivers involved in a traffic accident (causing death, injury or property damage) held a full licence. The remainder of ACT road casualties were either Provisional or Learner drivers.
Over 48% of ACT road accidents in 2016 were recorded as rear-end collisions. As such, stay safe out there and watch your rear!
That’s simple! Comprehensive car insurance pays for repair costs for both yourself and other drivers – regardless of who is at fault in an accident. Green Slip insurance is quite different, in that it will only cover the medical costs of the driver in an accident where you’re at fault. This type of cover is compulsory to hold, in order to drive legally in the Australian Capital Territory.
Absolutely not! Nothing is stopping you from choosing a different Green Slip insurer if you’re not happy with the price you’re paying for cover each year. However, you only have the choice from NRMA, GIO, AAMI, or APIA.
The suburb you reside in can directly affect the price of your premiums. If you’ve recently moved house, your new neighbourhood may or may not impact the cost, due to the level of risk and insurance claims in the area. So, if you’ve just moved from Weston Creek to Tuggeranong, you may incur a higher premium, as Tuggeranong has a substantially higher number of car thefts.
Conversely, where you park your car overnight at home also affects your premium. If you park indoors in a secure garage, your premium will reflect the lower likelihood of it being stolen – and vice versa.
Finally, traffic accidents both in your neighbourhood and on your route to work can affect your insurance premium. It’s wise to give your insurer a call when you plan on moving, so you can budget for the new price.
Australian Bureau of Statistics, 3101.0 – Australian Demographic Statistics (2017)
Australian Bureau of Statistics, 9208.0 – Survey of Motor Vehicle Use, Australia (2017)
Australian Securities & Investments Commission (ASIC), Money Smart, Car Buying in Australia (2017)
National Motor Vehicle Theft Reduction Council (2017)
ACT Government, 2016 ACT Road Crash Report
ACT Government, ACT Drive Licence Information 2017