PD Insurance thrives on keeping car insurance simple and affordable for Australian drivers. Here are three reasons why Australians choose PD Insurance:
PD Insurance has been insuring Australian drivers since December 2009. Offering a 24-hour claims service and quality customer service, it’s easy to see why PD Insurance has become an insurer of choice for many Australians.
Find a suitable level of car insurance with PD Insurance by reviewing the benefits of each type of cover below.
Comprehensive insurance
This type of policy covers a wide variety of benefits and services.
| Damage or loss caused by accidents, collisions, fire, flood, hail, storms, malicious acts, theft and attempted theft | New vehicle replacement for cars less than 12 months old |
| Up to $20 million in third party property liability cover | Complimentary hire car after theft for up to 14 days |
| Up to $500 for emergency repairs, and reasonable cost for debris removal | The reasonable cost of towing and storage when your vehicle is damaged in an incident |
| Up to $1,000 to replace keys and locks | Free windscreen chip repair |
| Optional hire car cover following an incident | |
| Information current July 2019. T&Cs apply. N.B. Some of the above may only be included in a policy as added extras, at additional cost. | |
Third Party Fire and Theft insurance
| Damage or loss caused by fire and theft | Up to $20 million in third party property liability cover |
| Up to $5,000 for uninsured motorist damage if the other driver is not insured | Complimentary hire car after theft up to 14 days |
| Information current July 2019. T&Cs apply. N.B. This level of cover is not available to newer vehicles (i.e. less than 15 years old). | |
Third Party Property insurance
| Up to $20 million in Third Party Property liability cover | Up to $5,000 for uninsured motorist damage |
| Information current July 2019. T&Cs apply. | |
Before PD Insurance pays out your car insurance claim, you may need to pay an excess. Depending on your policy, the following may apply:
Based on your level of cover, PD Insurance may offer additional perks, some of which include:
Information current July 2019. T&Cs apply.
Keep in mind that PD Insurance will not pay out claims in the following scenarios:
Information current July 2019. T&Cs apply.
To gain a wider understanding of what’s not covered, please refer to your policy’s Product Disclosure Statement (PDS).
To make a claim with PD Insurance, you’ll need to ensure you contact them immediately following an incident. You’ll be required to report all the details of your claim either by logging on PD Insurance’s website or by calling the claims team on 1300 252 467. When lodging a claim, you’ll need to provide any supporting documentation and satisfy your policy’s claim requirements as stipulated by the Product Disclosure Statement (PDS).
PD Insurance is a solid choice for Aussies looking for benefits that other larger insurers may not offer. With its 100% online business model, PD Insurance’s paperless approach means less clutter and potentially more savings.
Other reasons you may consider PD Insurance:
You can save by opting to pay your car insurance premium annually rather than monthly, receiving benefits like claims-free discounts, or choosing a higher excess to lower your premium. What’s more, you can also save by being an exclusive driver.
You can pay your premiums online by credit card only.
Use our free online comparison tool to explore different car insurance options from PD Insurance, as well as options from other insurers. Once you’re happy with the policy you’ve found, we’ll be happy to help you complete your purchase through our website.
Yes, under Australian law, you have a cooling-off period from within 14 days of taking out a policy.
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