Stella car insurance understands women because they’re women too. Stella has taken the first steps in creating a balance in male-dominated industries by creating rewarding, flexible and competitive products primarily for women.
When you look to Stella, you’ll find a car insurance policy designed to suit the needs of women. How did Stella do this? Well, Stella has sat down and listened to the concerns and ideas that matter to women, like their aspirations for products that have:
Underwritten by QBE Insurance, one of Australia’s largest global insurers, Stella’s simple and easy-to-understand policy is designed for women at every stage of their lives by considering domestic circumstances and including customised cover (more information on this below).
Stella offers an all-in-one comprehensive car insurance policy to ensure that you don’t miss out on some crucial benefits. However, you can adjust your premium and excess levels to one that you’re comfortable with. Their comprehensive policy covers:
What’s more, you get a higher payout rate for baby gear and get covered for transport to your repairer’s destination if they’re a part of Stella’s Accredited Smash Repairer Network.
Optional extras for an additional premium include cover for roadside assistance, no-excess windscreen and car hire. For more details, check your policy’s Product Disclosure Statement (PDS).
Stella has created a policy that covers you with competitive prices. With easy claims processes, streamlined policy documents and a simple yet comprehensive policy, you can rest easy knowing that you’re safe and secure with Stella.
With Stella, you can benefit with handy extras (i.e. car hire and no-excess windscreen) on top of the standard features that come with the policy. With the launch of their #StellaSquad program, Stella has also committed to sharing some of their profits with female entrepreneurs to help build a stronger community of women and encourage gender equality.
Head to Stella’s car insurance claims page on their website to make a claim or by calling them on their 24/7 claims line. When you claim, make sure you have all the relevant documentation, information and receipts for your claim, including your policy number, details about what happened and details about the people involved.
You can cancel your policy at any time and Stella will refund any unused premiums. You can cancel your policy by giving Stella a call.
Furthermore, if you change your mind within the first 21 days of purchasing a policy and you haven’t made any claims, Stella will provide a full refund for your policy.
You may have to pay an excess, depending on your claim. For instance, if you’re at fault for an accident or you’re unable to identify at-fault party, you’ll likely need to pay an excess. If you’re able to identify the at-fault party, you may not need to pay an excess.
You can choose how much excess you’d like to pay, but keep in mind that the lower your excess payments, the higher your premium will be.
Unfortunately, Stella won’t cover your vehicle if you use it for ride-sharing services.
Like all major abdominal surgeries, if your doctor says it’s safe for you to drive, you’ll be covered when you get back behind the wheel.
Yes, while Stella has designed their comprehensive policy with women in mind, anyone can take out cover, regardless of their gender.
To switch over to Stella or another brand, first use our free comparison service to look for great-value policies. With our service, you can compare a range of policies, premiums, features and cover options all in one place. It’ll only take you a few minutes to look for policies that could suit your budget and needs.
Once you find a policy you like, switching car insurance providers is easy! Simply go through our comparison journey and fill out the details for your new car insurance policy. Then call your current insurance provider to cancel your old policy.
Note: You may need to pay a cancellation fee, depending on your insurer and policy.
So, what are you waiting for? Compare car insurance today!