Explore Pet Insurance

Australian Seniors Pet Insurance at a glance

  • Affordable pet insurance with discounts for over-50s
  • In-home vet visits are included
  • Three levels of cover to help you and your pet – no matter what your budget is

About Australian Seniors

Since launching in 1998, Australian Seniors has been filling a gap in the market by offering insurance products to over-50s in the community. They pride themselves on offering affordable insurance and information that’s easy to understand.

It’s a formula that’s working, with Australian Seniors winning numerous awards in recent years. In 2020, they won Product Review’s annual awards in the Car, Funeral, Home & Contents, Pet and Travel Insurance categories. The insurance provider also won the Feefo Gold Trusted Service Award in 2019 and took home one of Reader’s Digest’s Highly Commended Trusted Brand Awards in 2020 and 2018.

Australian Seniors also goes beyond offering insurance products and recently launched DARE magazine, a bi-monthly publication that’s complimentary to policyholders (T&Cs apply). Australian Seniors also has an ongoing Supporting Seniors initiative – which financially supports senior community groups when they need it the most.

In addition to pet insurance, Australian Seniors also offers an array of other products, including car insurance, home and contents insurance, landlords insurance, travel insurance, and funeral insurance.

Pet insurance through Australian Seniors

If you’re looking to take out pet insurance for your fur-baby, Australian Seniors has a few options available:

  • Basic Cover. As the most affordable option, Basic Accident & Illness Cover can protect your pet even when you are on a budget. Providing you take out the policy before they turn 16, you can renew your pet’s cover each year. You will be able to claim up to 65% of eligible vet bills (limits apply). There may be annual limits when you claim on certain conditions;
  • Essential Cover. This level of cover can provide lifetime cover for your pet when you insure them between the ages of eight weeks and nine years. You can claim up to 75% back on eligible treatments for sickness or injury, and there are extra benefits including overseas cover while travelling in New Zealand and Norfolk Island, tick paralysis and emergency boarding (limits apply); and
  • Top Cover. As the highest level of cover you can take out for your pet, you can claim back up to 80% of eligible vet bills, to a certain limit. Cover is available for dogs and cats from eight weeks old up to nine years, and once covered they can be insured for life. Includes the extra benefits found in Essential Cover, and depending on your needs, there’s also optional cover for routine treatments like vaccinations, dental and some other services.

All levels of cover offer protection in the event of illness or an accident, with no excess to pay.

Pre-existing conditions and certain illnesses are excluded. Benefit limits, sub-limits and annual condition limits apply. Claim for reimbursement. Please read the relevant Policy Booklet for specific details of the policy’s terms and conditions.

Frequently asked questions

If my pet is older than nine, can I still take out pet insurance with Australian Seniors?

You can still take out pet insurance with Australian Seniors if your pet is over nine – but you’ll only have access to the Basic Cover product. This limits the amount you can claim back to 60% of eligible vet bills and limits per condition annually. This is because older animals can be more susceptible to accidents and illness. They also may already have pre-existing conditions which will not be covered on a new policy. Therefore, the younger your pet is when you take out insurance the more cover you may be eligible to apply for.

Do I have to pay an excess with my Australian Seniors pet insurance policy?

Unlike some other types of insurance like car insurance, you won’t have to pay any excess with Australian Seniors Pet Insurance. You typically still have to pay the full vet bill before you can claim.

How soon can I take out pet insurance for my pet?

With Australian Seniors, pets as young as eight weeks old can be insured. Keep in mind that waiting periods may apply before you’re able to make a claim. If these periods haven’t been served, you may need to pay the vet bill in full.

Will my pet insurance policy cover older pets?

Providing you’ve insured your pet by the age of 16 for a Basic Cover policy or nine for higher levels of cover, it will be covered for its entire life. Of course, you’ll need to ensure the premiums are paid, there’s no break in your cover and that you continue to renew your policy each year to continue receiving relevant cover – subject to the terms and conditions of the renewal policy.

Do I have a choice in the vet I take my pet to?

Regardless of the level of cover you choose, you’ll be able to decide which vet or animal doctor you take your pet to provided they are a registered vet in Australia. Keep in mind that different vets can set their own fees for treatments and procedures, which can impact the amount you end up paying.

Compare pet insurance with us

If you’re looking to purchase an Australian Seniors policy or want to see how these levels of cover compare to some others on the market, we can help.

Our pet insurance comparison service allows you to compare a variety of pet insurance products from a range of providers.

Within minutes, you’ll be able to assess each policy’s cost, features and more in one location. The best part is this service is free to use.

So, what are you waiting for? It pays to compare.

Ready to look for a better deal? It’s easy to compare with us.

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Or call us on1800 353 962