Explore Pet Insurance

In Australia, there are almost four million pet felines across the country.1 But they come in all different shapes and sizes!

While there may not be quite as many officially recognised breeds of cat as there are dogs, there are still a few dozen breeds to choose from if you’re looking for a four-legged friend.

We’ll cover off a bit of information about each breed in our list, and what impact the type of breed could have on pet insurance for your beloved cat.

Note: the list below does not include every single domesticated cat breed and is intended as a guide only.

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z


a brown Abyssinian cat

The Abyssinian is one of the world’s oldest breeds of cat. They are known for being intelligent, social and active creatures with a fairly quiet meow.

As they are quite active, they’ll enjoy large spaces to run in with cat towers to climb and scratch. They’ll also want to spend time with their owner and don’t like being left alone for too long.

They have short fur and don’t shed much, but they may have some genetic predispositions to certain health issues. According to the International Cat Care association, these conditions include pyruvate kinase deficiency (a condition affecting blood cells), progressive blindness or hip dysplasia (a predisposition for joint dislocation).2

American Bobtail

a ginger American Bobtail kitten

With their distinctive short tail, there’s a concern that American Bobtails may be more predisposed to spinal problems and genetic defects that can have a serious impact on their health.3 You may wish to get a medical certificate from a breeder before purchasing so you’re aware of any health issues.

Beyond their tails, and the possibility of health issues, American Bobtails are known for being playful cats that love to chase and pounce on toys in games with their owners or on their own.

American Curl

a striped American Curl

Known as an affectionate and cuddly cat, the American Curl’s most distinctive feature is its outwardly curled ears, with tufts of fur on the inside.

As noted by International Cat Care, their ears are fragile and it’s recommended to handle them delicately.4 While folded ear breeds may have some cartilage issues, it isn’t quite as clear whether cats with curled ears face the same issues.

These cats can also be short-haired or long-haired and can require additional grooming compared to other domesticated cats.

American shorthair

two American Shorthair cats standing close together

The American Shorthair is a more common breed of cat – though that doesn’t make them any less valuable as a loving member of the home. They’re known for their amiability and low-maintenance.

When it comes to health issues, American Shorthairs as a breed don’t typically have defects or disorders to watch out for, though there may be issues passed down from their parents.

American Wirehair

an American Wirehair cat

According to The International Cat Association, the American Wirehair came about due to a unique litter from New York.5 Apart from their coat, they’re otherwise almost the same as the American Shorthair.

The hairs are twisted around like a wire brush, which is where they get their name from.

While grooming may be a bit more involved than with their shorthair cousins, they are known for having robust health and being easier to care for.

Australian Mist

a dark coloured Australian Mist kitten

The Australian Mist was developed as a crossbreed between Abyssinian, Burmese and other domesticated shorthair cats.6

Their fur may be striped or marbled. They’re a laid-back breed that’s happy to chill out at home and cuddle up on your lap.

Being a cat derived from crossbreeding, they have a stronger gene pool and are less prone to defects and health problems.

That said, being a laid-back cat that’s happy to sit around for long periods of time, they can become overweight. Their diet may require stricter oversight compared to other, more active cats that exercise more.


a Balinese cat on the bed

Balinese cats bear a strong resemblance to Siamese cats but have longer coats of fur. They’re inquisitive, playful and love to perch themselves high.

They’ll enjoy having stimulation and cat towers or dedicated spaces to climb. As they are related to Siamese cats they are quite skinny, and it’s important they’re not overfed – which can be difficult to tell due to their bony nature.


a Bengal cat prowling across the floor

This medium to large-sized, short-haired cat is instantly recognisable due to its ‘rosette’ shaped pattern, one that’s only otherwise seen on big wild cats like leopards, jaguars and ocelots.

Bengal cats are highly active and can be playful – though they aren’t a breed known to ‘settle down’ as they age. Prospective pet owners may wish to keep the Bengal’s energetic nature in mind when considering adding a feline friend to the family.

When it comes to their health, they may face a greater likelihood of hip dysplasia (joint dislocation), progressive retinal atrophy (progressive blindness), some heart conditions and pyruvate kinase deficiency (a condition that affects the cat’s blood cells), according to the International Cat Care organisation.7

You may wish to discuss a particular cat’s genetic history with a breeder or talk to your local vet about how you can look after such an active cat.


A blue-eyed Birman cat

Birmans are marked by their distinctive white socks and long fur. They’re an even-tempered cat that enjoys cuddles.

Their long fur does require more intensive grooming than other breeds. In regard to other health concerns, they’re a typically healthy breed but some Birmans do have impaired kidney function, which can increase the risk of kidney failure.8


a Bombay cat sneaking under a pot plant

The Bombay cat is a human-made breed derived from a black American Shorthair cat crossed with a Burmese.9 They are recognisable for their glossy black coat.

As a crossbreed, they aren’t prone to specific health conditions – though individual animals may still face certain inherited diseases and fall ill like any other cat.

British Shorthair

a grey British Shorthair cat with amber eyes

The British Shorthair differs from the American Shorthair in that their heads are more rounded and chubby. Their fur is also short but plush.

British Shorthairs are quite happy to be on their own and entertain themselves. While they’re considered a healthy breed, they may inherit heart disease and polycystic kidney disease.10

On top of that, they aren’t known for being active, and they can become overweight.


a Burmese cat standing next to a scratching post

Burmese cats are renowned for their good nature, love of cuddles and sitting on the laps of their owners. They’re also quite playful and tolerant animals, but are fond of socialising and not fond of being left alone for extended periods of time.

Overall, they’re a healthy breed, but International Cat Care notes that some particular genetic lines show a predisposition to different conditions; such as low potassium levels, diabetes mellitus (sugar diabetes), head and brain deformities and flat-chested kitten syndrome.11

You may wish to discuss a particular Burmese cat’s genetic heritage with the breeder or adoption centre to see whether that cat has inherited any conditions, which you can discuss with your vet.


a white and grey Burmilla

A mix between Persians and Burmese, Burmillas are marked by their silver coat of short to semi-long hair and a line running down the centre of their face. Burmillas are typically playful, inquisitive and social.

Their short to semi-long coat means grooming may not be as intensive as with long-haired breeds but is still a consideration for owners.

Regarding their health, they may be more prone to polycystic kidney disease and other conditions associated with Burmese cats, otherwise Burmillas are a regularly healthy cat.12


A Chartreux walking through the bush

Records of the Chartreux date back to Medieval France, where they were reported to be great mouse hunters used to protect grain stores.13 They are muscular, ‘blue’ furred cats with a thick, plush coat and orange or copper eyes.

Chartreux cats have been known to suffer from dislocated kneecaps (patellar luxation), which can be caused by a physical injury or as an inherited condition.14

Cornish Rex

A Cornish Rex cat curled up on the bed

The Cornish Rex is recognisable from its large ears, long, thin curved bodies and short wiry fur. They’re known for being active, playful and energetic cats.

When it comes to their health, Cornish Rex cats may face a slightly increased risk of progressive blindness and polycystic kidney disease.15 In addition, their short, thin fur means they may be prone to skin irritations, and more careful grooming may be necessary.


a close-up of a white and brown Cymric

The Cymric is the long-haired version of the Manx cat – a cat with no tail, or a small bobtail.

Cats with short tails, also known as Manx syndrome, can suffer from a range of severe health issues. Their spinal cord is affected, which can lead to issues with defecating and urinating, as well as partial paralysis of the hind legs.16

Devon Rex

a Devon Rex cat standing on a cat tower

Like the Cornish Rex, the Devon Rex is recognisable from its big ears and short, crimped wiry fur.

Beyond an enhanced need for careful grooming, the Devon Rex has a moderate risk of polycystic kidney disease and an inherited genetic trait known as Devon Rex Myopathy.17 Devon Rex Myopathy can lead to muscle weakness, difficulty in holding their own head up, muscle tremors and collapsing.


a tortoiseshell Donskoy cat

The Donskoy, also known as the Don Sphynx or Russian Hairless, is a hairless cat with big prominent ears. While they’re born with hair, they have a recessive gene which causes hairlessness in a majority of cats in this breed as they age.18

A lack of hair means they are susceptible to cold, sunburn and skin irritation.19 They’ll require delicate grooming, and may require cat jumpers to keep warm in the winter months.

Egyptian Mau

an Egyptian Mau sitting on a couch

Another cat with ancient heritage, the Egyptian Mau breed dates back to the days of the Pharaohs. It’s known for its spotted coat and green eyes, as well as being an active, intelligent cat.

They’re also known for being a little shy.20

As a breed, they’re healthy cats, though some have developed pyruvate kinase deficiency, which can lead to anaemia.21 Pyruvate kinase deficiency is a hereditary condition owners may wish to discuss with their vet.

Exotic Shorthair

an Exotic Shorthair cat

The Exotic Shorthair cat is very similar to Persians, which they were bred from. A key likeness is a flat face and nose.

The short nose means that Exotic Shorthairs are a brachycephalic breed. Brachycephalic cats (and dogs such as the French Bulldog and Pug) can have difficulty breathing, as well as face a number of problems due to their skull abnormality. These include difficulty eating and drinking, increased risk of eye diseases and secondary sores from increased crying, according to International Cat Care.22

Havana Brown

a Havana Brown sitting on the carpet

With chocolate brown fur and green eyes, the Havana Brown (or simply Havana for short) is a short-haired human-made breed developed by crossing Siamese cats with Russian Blues.23 They’re a healthy breed with no known genetic or hereditary conditions, though individual lines can vary.24

Japanese Bobtail

a white Japanese Bobtail on an orange background

The Japanese Bobtail’s origins can be traced back to Medieval Japan. They have very short tails, are muscular cats and can have either short or long coats of fur.

The genes which cause the shortened tail affect the cat’s spine and cartilage, as well as leaving the tail delicate.25

Khao Manee

a Khao Manee with one green eye and one blue eye

The Khao Manee (also spelt Khaomanee) is a white cat native to Thailand that’s known for its striking eyes. Their eyes can be blue, or one can be blue while the other can be yellow or green – very rarely both eyes will be the same colour of yellow or green.26

International Cat Care notes that there’s a link between cats with white fur and blue eyes with deafness.27

Beyond that, they’re relatively healthy cats that are cuddly, intelligent, playful (even mischievous) and active.


The Korat takes its name from the province in Thailand where it originated from. They have a distinct silver-grey colour to their fur and, while on the smaller side, they’re quite muscular and strong. Korats are more dependent on human companionship than other cats, according to The International Cat Association.28

Korats do carry a hereditary enzyme deficiency called gangliosidosis, which affects the nerves and can lead to paralysis.29

Kurilian Bobtail

a striped Kurilian Bobtail crouching

The Kurilian Bobtail is a medium-large cat breed with short or semi-long fur, and the distinctive short bobtail.

Like other bobtail species, the Kurilian Bobtail may have significant health problems due to a short, stunted tail.


a LaPerm resting on a dark blanket

LaPerms are the Irish Wolfhound of the cat world. They are distinguished by their thick shaggy fur. Despite a rough-looking appearance, the fur is soft, though can require some additional grooming.

They are an inquisitive, intelligent and healthy breed of feline that can also be quite loving, playful and active.30


a black Lykoi standing

The name Lykoi is a rough translation of the Greek word for ‘wolf’, and they bear strong hunter instincts.

Lykois originated from a natural genetic mutation,31 and a lack of fur means they’re more susceptible to sunburn, skin irritations and cold weather.

Maine Coon

a Maine Coon chilling out on the floor

The Maine Coon is the largest domestic cat breed in the world. They have a smooth coat of semi-long hair comprising of an undercoat and water-resistant overcoat.32

Maine Coons are prone to a number of health issues. These include a predisposition to hip and joint dislocation, patellar luxation (where the kneecap slides out of place), pyruvate kinase deficiency (which affects the blood cells), spinal muscular atrophy (the loss of motor neurons in the spine and weakness in the muscles), and a condition that causes a thickened heart chamber, which reduces the volume of blood the heart can pump (hypertrophic cardiomyopathy).33


a ginger Manx cat

Manx cats are short-haired cats that have a hollow stump where the tail should be. It is a naturally occurring genetic defect and the term Manx syndrome is named after this breed.

Additionally, their rear legs are longer than the front legs, which raises the stump into the air when the Manx walks at its full height.34

While an intelligent cat species, Manx syndrome means that Manx cats can face several serious health issues, and it may be worth discussing care needs with a vet.


a white and grey Munchkin cat

Munchkin cats are the feline equivalent of the Daschund (or sausage dog). The International Cat Association notes that short legs are a naturally occurring mutation that’s been noted throughout history.35

Having short legs means Munchkins may have deformities in their joints and be at an increased risk of developing arthritis.36 This breed may also be more prone to progressive blindness.

Owners may wish to discuss specific Munchkin care needs with their veterinarian.


a white and grey Napoleon crouched on a table

Also known as the Minuet, Napoleons are a cross between the Persian and the Munchkin, combining the Persian’s flatter face and long hair length with the Munchkin’s short legs.

While the extremity of a specific Napoleon’s genetic traits can vary, they can exhibit the genetic predispositions of both Persians and Munchkins, causing them to be brachycephalic (‘flat-faced’, which can cause breathing problems) and be more prone to arthritis and joint deformities.37



a Nebelung lying on a wooden fence

Nebelungs a long-haired, silvery-grey or ‘blue’ coloured cat breed. Known for being a cuddly but sometimes shy cat, the Nebelung is a medium-sized, muscular feline.

They’re relatively healthy, with no known proclivities to certain health conditions, according to International Cat Care.38

Norwegian Forest Cat

a Norwegian Forest Cat perched in a tree

Recognisable from their ‘mane-like’ long hair around their head and plush, soft coat, the Norwegian Forest Cat is a mild-mannered breed that still likes to play games and be active.

Norwegian Forest Cats may be prone to a few different health conditions. As a breed, they may suffer from hypertrophic cardiomyopathy (thickened heart muscles which reduce the volume of blood a cat’s heart can pump)39, pyruvate kinase deficiency (an enzyme deficiency in red blood cells)40 and a glucose metabolism disorder.41


light brown Ocicat sitting up

While their spotted coat can make them resemble a wild cat, the Ocicat is a tame, domesticated breed that’s energetic, playful, cuddly but sometimes overly possessive of their toys.42

While individual Ocicats may have inherited conditions from their direct line, as a breed, they’re fairly robust – though are known to suffer from progressive blindness as they age.43


a black and white adult oriental

Related to the Siamese, the Oriental is a popular cat breed identifiable from their long slender tail, big prominent ears and thinner, defined skull shape. They can be either short-haired or long-haired.

They’re known as curious, intelligent and sociable cats, and are renowned for their skinny frame. They may appear bony and underfed, but that is typical for Orientals.

Their slim body means it can be harder to tell whether they’re being overfed or not, as they don’t put on much weight, so careful dieting may be in order.

Additionally, they may have progressive blindness and other conditions attributed to Siamese cats.44


a fluffy white Persian lying down

These fluffy felines are marked by their flat faces, short ears, and thick, plush coat. They’re a friendly, sweet cat known for having a gentle personality. It has a stocky body supported by legs that are a little on the short side.

Besides the breathing problems and other issues caused from being a brachycephalic breed, Persians carry a gene that causes polycystic kidney disease, which can lead to kidney failure. They may also face progressive blindness as they age.45


a Peterbald cat with amber eyes

Peterbalds are a cross between Orientals and Donskoys, resulting in either a completely hairless cat or a cat with a short, soft coat of fur like the skin of a peach.46

They have a long, skinny tail and big, distinctive ears. As a hairless (or nearly hairless) cat, they are susceptible to skin irritations and sunburn.1


Ragamuffin lying down on a bed

Ragamuffins are effectively a Ragdoll with a shorter coat of fur. Their hair length can be short to semi-long, though the fur is still and plush.

They’re a medium to large-sized cat. Having a shorter length of coat can make them easier to groom.

While the breed is not known to have a predisposition to any health conditions,47 they may still individually have certain hereditary conditions or health issues to watch out for.


a white and grey Ragdoll

Named for their placid nature that lets them ‘flop’ in your arms like a ragdoll, these large cats are docile, gentle pets with lush, long soft fur.

These laid-backed cats do have a higher likelihood of some health conditions. These conditions include heart disease and polycystic kidney disease.48 International Cat Care notes that screening tests exist for heart disease, so you can ask a breeder or adoption centre whether a Ragdoll cat (or any other breed) has been tested for heart disease.

Russian Blue

Russian Blue running across the grass

Russian Blues are a graceful, intelligent and playful breed of cat and get their name from their smoky, silvery-blue coat of fur.

They have a short coat of soft fur, which makes them easy to groom. They’re also renowned as a breed for their good health,49 though individual cats may inherit diseases and health issues from their parents.

Understanding their lineage and any health issues in a cat’s own family tree can help owners be aware of what to watch out for.

Scottish Fold

a Scottish Fold with amber eyes in the kitchen

The Scottish fold is a short-haired cat with a round face similar to the British Shorthair. Its most stand-out feature, however, are its ears – which are folded forwards towards its face. The cause of the folded ears, however, are the source of some serious health issues.

A lack of cartilage causes the ears to fold, but Scottish Folds can also have a lack of cartilage throughout their body. This is known as Osetochondrodysplasia,50 or Scottish Fold disease.

Osteocondrodysplasia is a condition that can lead to fused bones, painful arthritis, limited movement and degenerative joints. The RSPCA notes that treatment for Osteochondrodysplasia can involve long term pain relief, and in a few cases surgery or radiotherapy.51 Owners can discuss treatment options with their veterinarian.

Selkirk rex

a Selkirk Rex lying down

Like the LaPerm, the Selkirk Rex has a shaggy coat, with short, curly crimped hair. This can cause grooming to be a bit more involved than with other breeds.

Beyond grooming, they may suffer from polycystic kidney disease as well. that, they’re a healthy, easy-going breed.


a Siamese cat lying down on the ground

The Siamese cat is a thin cat often denoted by their long slender tail and ‘points’ of darker coloured fur on their legs, face and ears – though other colourings can occur too.

Siamese cats are also famous for being one of the most talkative and loudest of domesticated cat breeds.

Pedigree Siamese cats can suffer from a number of illnesses. According to International Cat Care, they’re more likely to develop some cancers such as lymphoma and intestinal tumours, progressive blindness, hip dysplasia and other diseases; including Niemann-Pick syndrome, which leads to paralysis at a young age.52

On top of this, they’re also known to chew non-edible items like plastic and woollen garments – which is known as pica.53


a Siberian cat standing in the snow

Used through history in Russia as rodent hunters, Siberian cats (also known as the Siberian Forest Cat) are medium to large cats known for their muscular strength, alertness and thick, fluffy fur.

Siberians as a breed are known to suffer from thickened hearts (hypertrophic cardiomyopathy – common in larger breeds of cat) and pyruvate kinase deficiency.54


a Singapura cat perched on a dark surface

Singapuras are a short-haired cat breed known for their inquisitiveness, intelligence and playfulness. Named from the Malaysian word for Singapore, where they come from, Singapuras are a bit smaller than most other cat breeds.

They might be more likely to develop progressive blindness and pyruvate kinase deficiency.


a Snowshoe cat lying down on the floor

Snowshoes get their name from their feet markings, which can be small white ‘shoes’ or longer ‘socks’ that rise further up their legs. As kittens, they’re born entirely white but then develop markings and colouring as they mature.55

They’re a short-haired breed of cat known for being relatively aloof. They may pass on polycystic kidney disease, which is slightly more common in their breed.56


a Somali cat sitting on the floor looking upwards

Effectively a long-haired Abyssinian, Somali cats have a reddish-brown fur and fluffy tail. They have coloured markings moving from dark brown to a reddish sandstone colour, and can have lighter areas of fur as well.

They’re a highly interactive, friendly and energetic medium cat breed.

When it comes to their health, they may be more prone to progressive blindness as they age and pyruvate kinase deficiency.57


a Sphynx sitting on a brown blanket

The Sphynx cat is one of the most famous hairless cat breeds. They do have a coat of short, soft downy fur.

Sphynx cats are also known for their large ears and chiselled skull shape.

As a hairless cat, they’ll be susceptible to skin irritations and sunburn, and may require delicate grooming.


a Thai cat lying down on a chequered blanket

The Thai cat is related to the Siamese and bears a similar resemblance in colouring. Thai cats, however, have a rounder face and aren’t quite as skinny.

They’re also quite talkative, like the Siamese, but aren’t known to be quite as loud when they meow. They’re a fairly healthy breed and aren’t known to bear predispositions to any particular health issue.58


a Tonkinese cat in front of an emerald background

A cross between the Siamese and Burmese, Tonkinese cats are a short-haired, cat breed known for being both noisy and active, combining the traits of the Siamese and Burmese.

Being a crossbreed, they may show proclivities to health conditions passed from either parent. On the other hand, they may be less susceptible as they have a wider pool of genetic data to draw from. International Cat Care notes that Tonkinese cats are a fairly healthy breed that aren’t known for having any health conditions unique to them.59

That said, they may still pass down hereditary illnesses like any other cat breed, unique to each cat’s family tree, rather than a breed taken as its whole.


a Toyger cat wearing a collar and sitting on a couch

The Toyger – short for toy tiger – gets its name from its tiger-like striped pattern and typical ginger colouring. Despite looking like they’re related to tigers, Toygers are actually based off the Bengal cat breed.

While they look like a wild cat, Toygers are as friendly, interactive and loving as most other breeds of domesticated cat. Their health is considered robust, though International Cat Care states that not much is known about the breed and any genetic faults or hereditary diseases.60

Turkish Angora

a white Turkish Angora with one blue eye and one green eye

Turkish Angoras are a semi-longhaired breed of cats with soft, silky fur and though they appear delicate, they’re an active breed with powerful muscles.

Like the Khao Manee, Turkish Angoras can have mixed eye colours. Traditionally white, Turkish Angoras can bear other colours and markings as well.

They’re more prone to becoming deaf, and they can suffer from hereditary ataxia as a breed – meaning they can slowly lose control over parts of their body from nerve damage.61

Turkish Angoras can also suffer from hypertrophic cardiomyopathy (thickening of the heart, which affects circulation), despite not being a large cat.

Turkish Van

a white Turkish Van with ginger markings sitting on a kitchen bench

Compared to the Turkish Angora, the Turkish Van has a thicker body, denser bones, and distinctive coat.

They’re a semi-longhaired breed and are generally white with coloured patches on their head and tail. While it has no undercoat, its overcoat is water-resistant, and they have earnt the nickname ‘the swimming cat’ for their fondness for swimming.62

Turkish Vans are also a healthy breed of cat, with no current known health issues linked to their breed.63


Understanding cat breeds and their health

There are dozens of different cat breeds available in Australia. Learning about different types of cats, and what health issues they may face can give you a better understanding of how much pet insurance may cost. This is because premiums are based on a number of factors, including a cat’s health.

While cats of different breeds normally don’t cost more to insure than another breed, if your cat has a pre-existing condition or history of poor health (which may be because of their breeding) before you take out pet insurance, then the price of cover can be more expensive.

You can talk to breeders or adoption centres to ask about a particular cat’s health history and what records, testing or treatment they have received. They can typically also tell you more about a certain breed and how to take care of them, and you can always go to your local vet for more information about managing your feline friend’s health.

Frequently asked questions

Which cat breed is more popular?

A survey from Animal Medicines Australia found that the following breeds of cat were more popular with Australian pet owners:

  • Ragdoll
  • British Shorthair
  • Burmese
  • Siamese
  • Persian
  • Bengal
  • Russian Blue64

Some breeds are popular for their looks or characteristics, while others are quite popular because they’re a healthy cat breed that’s easier to groom and take care of.

There is also a trend to have more ‘wild’ looking cats that evoke their big cat cousins in the animal kingdom. Some breeds like the Bengal and Toyger are good examples of this, but International Cat Care cautions against some hybrid cats which can involve a cross between wild, non-domesticated cats with domestic cat breeds. This can be a concern if they pass along uncertain or negative behaviours – as well as forcing wild cats into captivity for breeding.65

What’s the friendliest cat breed?

It’s hard to point to a specific cat breed as being friendly, because each cat is a unique animal with its own traits and mannerisms. Some may love to snuggle, play and get pats, others may be content to sit on their own, or may even be shy and avoid interaction with humans.

That being said, some breeds like Ragdolls and Maine Coons are known for enjoying a cuddle.

Caring for your cat, plus learning its likes, dislikes and mannerisms is all part of being a cat parent and building bonds with your furry friend.

If my cat has health issues, does that mean pet insurance will cost more?

If your cat’s breed is known to carry certain hereditary diseases or be more susceptible to certain illnesses, then it’s possible you will have higher premiums for pet insurance if they have developed a pre-existing condition before you take out insurance.

Some pet insurers don’t provide any cover at all for pre-existing conditions, while others will provide this coverage at additional cost. Normally, the price of premiums is based on your cat’s health status at the time you take out cover, as well as other factors such as age, but you won’t be charged more if your pet cat has a higher likelihood of developing a certain disease or illness later on in life.

Are predispositions the same as pre-existing illnesses?

Not exactly. A predisposition refers to an increased chance of a cat contracting a disease or developing an illness while a pre-existing condition refers to any illness your pet has before you get insurance for them. While some breeds are known to have certain health issues, they may not necessarily be born with these conditions, but could develop them later in life.

What are the healthiest cat breeds?

Generally, the healthiest cat breeds are the ones with the fewest genetic traits that can cause certain diseases. Examples of healthy breeds include (but are not limited to):

  • American Shorthair
  • Australian Mist
  • Havana Brown
  • Nebelung
  • Ragamuffin
  • Russian Blue
  • Turkish Van

However, individual cats can still get sick or inherit a health condition from their parents. Taking your pet to the vet for regular check-ups is an important part of staying on top of your cat’s health.

You may be able to get testing done for certain health issues to give you a better idea of how healthy an individual cat is.

Which cat breeds are hypoallergenic?

Typically, cats which don’t shed their fur are more hypoallergenic than those that do. While there are exceptions to this rule, cats with longer length hair are more likely to cause a reaction, while cats with short fur that don’t shed – or cats with no hair at all – are more hypoallergenic.

Examples of hypoallergenic cat breeds include:

  • Cornish Rex
  • Devon Rex
  • Sphynx
  • Donskoy
  • Balinese
  • Oriental
  • Russian Blue
  • Peterbald

Comparing pet insurance for dozens of cat breeds

Vet bills can be expensive, so if your beloved pet cat (or dog) is injured or falls ill, you could be seriously out of pocket or face some tough calls about the health of your furry family member. Having pet insurance can help you claim back a portion of the cost of your vet bill and provide peace of mind when it comes to caring for your pet.

You can compare cat pet insurance for a variety of breeds for free using our comparison service. In a couple of minutes, you’ll be comparing quotes from a number of providers here in Australia, and you can filter results based on price and coverage.


1 Australian Pet Ownership Statistics. Pet Industry Association Australia. 2018.

2 Abyssinian. International Cat Care. 2018.

3 American Bobtail. International Cat Care. 2018.

4 American Curl. International Cat Care. 2018.

5 American Wirehair Breed. The International Cat Association. 2018.

6 Australian Mist Breed. The International Cat Association. 2018.

7 Bengal. International Cat Care. 2018.

8 Birman. International Cat Care. 2018.

9 Bombay Breed. The International Cat Association. 2018.

10 British Shorthair. International Cat Care. 2018.

11 Burmese. International Cat Care. 2018.

12 Burmilla. International Cat Care. 2018.

13 Chartreux Breed. The International Cat Association. 2018.

14 Patellar luxation in cats. International Cat Care. 2018.

15 Cornish Rex. International Cat Care. 2018.

16 Manx Syndrome and Spina Bifida. International Cat Care. 2018.

17 Devon Rex Myopathy. International Cat Care. 2018.

18 Donskoy Breed. The International Cat Association. 2018.

19 Don Sphynx. International Cat Care. 2018.

20 Egyptian Mau Breed. The International Cat Association. 2018.

21 Egyptian Mau. International Cat Care. 2018.

22 Exotic Shorthair. International Cat care. 2018.

23 Havana Breed. The International Cat Association. 2018.

24 Havana Brown. International Cat Care. 2018.

25 Japanese Bobtail. International Cat Care. 2018.

26 Khaomanee Breed. The International Cat Association. 2018.

27 Khao Manee. International Cat Care. 2018.

28 Korat Breed. The International Cat Association. 2018.

29 Korat. International Cat Care. 2018.

30 LaPerm Breed. The International Cat Association. 2018.

31 Lykoi Breed. The International Cat Association. 2018.

32 Maine Coon Breed. The International Cat Association. 2018.

33 Maine Coon. International Cat Care. 2018.

34 Manx Breed. The International Cat Association. 2018.

35 Munchkin Breed. The International Cat Association. 2018.

36 Munchkin. International Cat Care. 2018.

37 Napoleon. International Cat Care. 2018.

38 Nebelung. International Cat Care. 2018.

39 Hypertrophic CardioMyopathy (HCM) and Testing. International Cat Care. 2018.

40 Pyruvate kinase (PK) deficiency. International Cat Care. 2018.

41 Norwegian Forest Cat. International Cat Care. 2018.

42 Ocicat Breed. The International Cat Association. 2018.

43 Ocicat. International Cat Care. 2018.

44 Oriental. International Cat Care. 2018.

45 Persian. International Cat Care. 2018.

46 Peterbald Breed. The International Cat Association. 2018.

47 Ragamuffin. International Cat Care. 2018.

48 Ragdoll. International Cat Care. 2018.

49 Russian Blue. International Cat Care. 2018.

50 Scottish Fold disease – osteochondrodysplaisa. International Cat Care. 2018.

51 What are the health problems with Scottish Fold cats? RSPCA Australia. 2019.

52 Siamese. International Cat Care. 2018.

53 Pica in Cats. International Cat Care. 2018.

54 Siberian Forest Cat. International Cat Care. 2018.

55 Snowshoe Breed. The International Cat Association. 2018.

56 Snowshoe. International Cat Care. 2018.

57 Somali. International Cat Care. 2018.

58 Thai. International Cat Care. 2018.

59 Tonkinese. International Cat care. 2018.

60 Toyger. International Cat Care. 2018.

61 Turkish Angora. International Cat Care. 2018.

62 Turkish Van Breed. The International Cat Association. 2018.

63 Turkish Van. International Cat Care. 2018.

64 Pets in Australia: A national survey of pets and people. Animal Medicines Australia. 2019.

65 Position Statement on the Breeding of Pedigree Cats. International Cat Care. 2018.

Ready to look for a better deal? It’s easy to compare with us.

Compare pet insurance
Or call us on1800 353 962