UK working holiday visa

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A guide to UK working holiday visas

Updated March 21, 2024
Written by Tiana Lee-Collins
Reviewed by Adrian Taylor

Expert tips to help you find the right travel insurance for your working holiday

Our travel insurance expert, Adrian Taylor, has some insider tips on finding a suitable travel insurance policy to help keep you covered.

Adrian Taylor
Executive General Manager – General Insurance

Purchase travel insurance as soon as you book your trip

Purchase cover well before you travel. Travel insurance coverage begins from the moment you pay for it and higher levels of cover can cover cancellations and other disruptions which could happen before you even leave for the airport.

Keep an eye on your belongings

Don’t leave any personal or work items in a public place or unattended, as your travel insurance often won’t cover it.

Declare any pre-existing conditions

Look for a policy that allows you to declare any pre-existing conditions before you travel. The insurer will assess your conditions and could decide to cover you for it. While you will have access to the National Health Service (NHS) as part of your visa application, any treatment not covered by the NHS can be covered by travel insurance with medical expenses.

Preparing to leave

Do Australian citizens need a visa to work in the UK?

How do I apply for a UK working holiday visa?

What will I need to complete my visa application?

Do I need travel insurance for working in the UK?

Can I work on a Standard Visitor visa?

Do Commonwealth citizens need a working holiday visa for the UK?

Are there limited placements for working visas and should I get an agent?

Do UK working holiday visas include work in Ireland?

Setting up after arrival

National Insurance Number

Biometric residence permit (BRP)

Bank accounts

Planning to work

Leaving the UK and arriving back in Australia


Electoral role

If I leave the UK before my visa expires, do I need a second working holiday visa?

Meet our travel insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance, Adrian Taylor believes in educating customers about the importance of travel insurance so that anyone can kick back and make the most of their time away from home. While no one wants a disrupted holiday, a suitable travel insurance policy can provide a financial safety net for yourself, your belongings and your trip in case things go wrong.

1 Skilled worker visa. Accessed July 2023.
2 Health and care worker visa. Accessed July 2023.
3 Youth mobility scheme visa. Accessed July 2023.
4 UK ancestry visa. Accessed July 2023.
5 How to apply for a visa to come to the UK. Accessed July 2023.
6 Check if you need a UK visa. Accessed July 2023.
7 Tax if you come to live in the UK. Accessed July 2023.