We currently do not offer health insurance policies from HCF health insurance through our comparison service. See the full list of brands we compare for more information.
Although Australia has a world-class public health system, it doesn’t cover everything. Medicare pays for treatment as an inpatient in a public hospital, and elective surgeries in the public system often come with lengthy waiting times.
With a private health insurance policy, you could avoid public waiting lists for elective surgery and receive a benefit towards essential out-of-hospital services that Medicare doesn’t cover (e.g. dental and psychology). Additionally, when you’re treated in a private hospital, you may be able to choose your treating doctor and recover in a private room on availability, which can be an invaluable comfort during your hospital stay.
There’s a wide range of health insurance policies available in the market, and the right one for you will depend on your personal circumstances and priorities. So, it’s important that you understand your options and compare policies to make an educated decision on your cover.
With our free health insurance comparison tool, you can compare products from our panel of trusted Australian health funds side-by-side to help you choose a policy that suits your circumstances.
