Home insurance in NSW (New South Wales)

Compare home insurance in NSW and apply, all in one place.

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We do not compare all brands in the market, or all products offered by all brands. At times certain brands or products may not be available or offered to you. Learn more.

Top 5 things to know about home insurance in NSW

1

Know the cover you need

It doesn’t matter whether you’re after building insurance, contents insurance or you’re looking for a combined home and contents insurance policy, you can compare all of these different options on our website.

2

Know what cover your policy provides

Whether you’re a landlord, a homeowner, or a renter, read the PDS so that you know exactly what is and isn’t covered, and read the TMD to make sure the product is suitable for you.

3

A higher excess means lower premiums

If you’re concerned about the cost of home and contents insurance, consider increasing your policy excess to reduce your premiums (but remember you’ll contribute more to make a claim).

4

Understand the categories of cover

Insurers will typically offer different types of home and/or contents insurance policies based on whether you’re a homeowner, a landlord, or a renter.

5

We make switching simple!

Compare the Market’s online home and contents insurance comparison service makes finding a new policy quick and easy. And you don’t need to wait for a policy renewal notice to switch to a new insurer.

It pays to compare home insurance

Compare insurance quotes in minutes and start saving today.

 

Simple to use

Get started by answering a few quick questions to help us understand your home insurance needs.

 

Compare & save

Save time and money by easily comparing home insurance policies from a range of providers side-by-side.

 

Switching is easy

Follow a few easy steps online to switch to a new home insurance policy that suits you and your budget.

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A guide to home insurance in NSW (New South Wales)

Updated 27 September 2024
Written by James Hurwood
Reviewed by Adrian Taylor

Expert tips for comparing home & contents insurance in NSW

Our home and contents insurance expert, Adrian Taylor, has some advice for those looking to take out home and contents insurance in NSW:

Adrian Taylor
Executive General Manager – General Insurance

Know what you need

Understanding what type and level of home and contents insurance is appropriate for you makes it easier to compare policies that might suit your needs.

Check if you need flood cover

Parts of New South Wales have been heavily affected by flooding in recent years. As flood insurance cover isn’t automatically included in all building insurance policies, if your home might be susceptible to flooding, you might want to consider finding a policy that offers flood cover.

Comparison is crucial

If you’re looking to take out a new home and contents insurance policy, make comparison your first step by comparing with Compare the Market. Our online home and contents insurance comparison tool makes this simple, no matter where in Australia you are.

Types of home and contents insurance available in NSW

The following home and contents insurance products are available in Australia, and to NSW residents looking to insure their building or contents:

Home insurance

Contents insurance

Home and contents insurance

Landlord insurance

Strata insurance

What you need to know about home and contents insurance in NSW

What does home and contents insurance cover in NSW?

What’s the average home insurance cost in NSW?

Do I need home insurance for bushfires in NSW?

Do I need cover for floods in NSW?

Meet our home and contents expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance at Compare the Market, Adrian Taylor works to make it easier for homeowners, renters and landlords to protect their home and contents. He believes it’s important for all residents (whether they rent, own or lease) to have adequate financial cover for their property and belongings in case the worse should happen.