Home insurance in SA

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Top 5 things to know about home insurance in SA

1

Choose the cover that suits your needs

Choose from building insurance, contents cover, or a combined home and contents insurance policy.

2

Read the PDS and the TMD

Whatever kind of home insurance you’re looking to take out, make sure you read the PDS so that you know exactly what is and isn’t covered, and read the TMD to make sure the product is suitable for you.

3

Insurance premiums are typically adjustable

When you take out a home insurance policy, the insurer will often let you choose a policy excess that’s higher or lower than their standard excess. Choosing to contribute a higher policy excess when you make a claim typically means lower premiums, and vice versa.

4

Know the different categories of home insurance

Most insurers offer different types of home and/or contents insurance policies for building owners, landlords, and renters, so make sure you understand which category you need.

5

We make switching policies simple!

If you want to take out or switch to a new home insurance policy, our home and contents insurance comparison service can help. It makes switching home insurance policies quick and easy, and you don’t need to wait for your policy renewal notice either.

It pays to compare home insurance

Compare insurance quotes in minutes and start saving today.

 

Simple to use

Get started by answering a few quick questions to help us understand your home insurance needs.

 

Compare & save

Save time and money by easily comparing home insurance policies from a range of providers side-by-side.

 

Switching is easy

Follow a few easy steps online to switch to a new home insurance policy that suits you and your budget.

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A guide to home insurance in SA (South Australia)

Updated 26 September 2024
Written by James Hurwood
Reviewed by Adrian Taylor

Expert tips for comparing home insurance in SA

Our home and contents insurance expert, Adrian Taylor, has some tips for those looking to take out home insurance in SA:

Adrian Taylor
Executive General Manager – General Insurance

Know what you need

Before you can compare home and contents insurance policies and potentially find one that’s appropriate for you, you’ll need to know what you do and don’t need cover for.

Be prepared for natural disasters

South Australia is generally less prone to natural disasters than places like Queensland or New South Wales, but bushfires and flooding still pose a risk to certain parts of the state.  A home and contents insurance policy that covers natural disasters can provide peace of mind.

Compare before you buy!

Make comparison the first step in your home insurance journey by comparing your options today with Compare the Market. Our online home and contents insurance comparison service is easy to use and makes switching policies simple.

Types of home and contents insurance available in SA

The following home and contents insurance products are available around Australia, and to South Australians looking to insure their building and/or belongings:

Home insurance

Contents insurance

Home and contents insurance

Landlord insurance

Strata insurance

What you need to know about home insurance in SA

What does home insurance in SA cover?

How much is home insurance in SA?

Home insurance for natural disasters in South Australia

Is home insurance for bushfires in SA compulsory?

Is home insurance for floods in SA compulsory?

Meet our home and contents expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance at Compare the Market, Adrian Taylor works to make it easier for homeowners, renters and landlords to protect their home and contents. He believes it’s important for all residents (whether they rent, own or lease) to have adequate financial cover for their property and belongings in case the worse should happen.