Travel insurance for children travelling alone

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A guide to travel insurance for children travelling alone

Last updated March 26, 2024
Written by Tiana Lee-Collins
Reviewed by Adrian Taylor

Expert tips for finding the right travel insurance for your children

Travel insurance can give you added peace of mind whether your child is visiting family in New Zealand or taking a school trip to Canada. So, what is the process of insuring a child who travels on their own? Our Executive General Manager of General Insurance, Adrian Taylor, has some tips to help you search for a travel insurance policy that covers children.

Adrian Taylor
Executive General Manager – General Insurance

Make sure the travellers understand the policy specifics

All policies have limits, conditions and exclusions and both you and your travelling child need to understand these to ensure they have the cover they need. For example, check that your children know to never leave their possessions unattended in a public place, since this can mean any theft claims may be rejected.

Consider what cover is most suitable to the trip

For peace of mind, check the policy covers everything your child needs for their trip, like medical expenses, cancellation fees and lost or stolen luggage. If they’ll be skiing or participating in other sports and adventures while travelling, you’ll need to take into account the additional cover needed for these types of holidays. Look for policies that meet all these needs and requirements.

Purchase early for cancellation cover

Purchase your child’s travel insurance as soon as you book or pay any deposits for accommodation or travel. By doing so, any cancellation fees may be covered if you need to cancel their trip due to unforeseen circumstances. Check the PDS for the full list of covered events.

Travel insurance for children – the essentials

How to insure your children for international travel

What is a dependant?

What should my child’s travel insurance include?

Important to know

Are there any differences between travel insurance for children and adults?

What happens if something goes wrong?

What if my child has a pre-existing medical condition?

Do I need group travel insurance?

Meet our travel insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance, Adrian Taylor believes in educating customers about the importance of travel insurance so that anyone can kick back and make the most of their time away from home. While no one wants a disrupted holiday, a suitable travel insurance policy can provide a financial safety net for yourself, your belongings and your trip in case things go wrong.