Travel insurance for Canada

Average customer rating: 4.3/5
Written by Tiana Lee-Collins
Reviewed by Adrian Taylor
Last updated March 19, 2024

Why take out travel insurance for Canada?

No matter where you’re travelling to, travel insurance is a great way to protect your trip against unexpected costs that might put a damper on your time away. A few things that travel insurance for Canada might give you include:

  • Protection against unexpected medical costs. Whether you have a medical emergency or just roll your ankle, your travel insurance policy can help cover your medical costs.
  • Cover for cancellations and delays. Comprehensive travel insurance may reimburse you if you need to cancel all or part of your trip due to unforeseen events, or if travel delays cause you to miss out on pre-booked accommodation or tours.
  • Peace of mind. No one wants their holiday to turn stressful, but if an unforeseen event does affect your trip, travel insurance can help give you peace of mind that you and your belongings may be covered.

Choosing travel insurance for Canada

While a basic travel insurance policy can benefit you, it’s important to make sure you’re picking a policy that suits your needs when choosing travel cover. Consider the following when comparing travel insurance for Canada:

  • Canada is known for its snow sports and other adventure activities. Cover for these activities may not be automatically included in standard travel insurance policies, but you may be able to purchase it as an additional extra.
  • It can be a good idea to check if your policy covers you for COVID-19-related expenses, such as cancellations or medical costs.
  • Check the Product Disclosure Statement (PDS) to understand the limits, sub-limits and exclusions of your policy, as well as the Target Market Determination (TMD) to check whether the policy is suitable for your needs.

Expert tips for choosing the right travel insurance for Canada

If you’re planning to travel to Canada, it’s important your travel insurance policy matches your trip. Our Executive General Manager of General Insurance, Adrian Taylor, has a few tips to help you search for a suitable policy.

Adrian Taylor
Executive General Manager – General Insurance

Match your cover to your trip

Think about the different types of cover you need before you buy a travel insurance plan. On top of medical expenses, cancellation fees, luggage and rental vehicle excess, you might need additional cover like winter sports or cruises.

Declare any pre-existing medical conditions

Always declare any pre-existing medical conditions during your travel insurance application process. Your insurer will assess your application and decide if they can offer you cover for your conditions, which may add an additional premium.

Protect your belongings from theft

Make copies of all your important travel documents and leave these with a trusted friend or family member while you head to Canada. These could come in handy if you lose your documents or they get stolen.

All about travel insurance for Canada

Do I need travel insurance for Canada?

What should travel insurance for Canada include?

What does travel insurance for Canada exclude?

Important to know

What’s the best type of travel insurance for Canada?

Where can I get the latest travel advice for Canada?

Can I extend my travel insurance while I’m already in Canada?

Meet our travel insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance, Adrian Taylor believes in educating customers about the importance of travel insurance so that anyone can kick back and make the most of their time away from home. While no one wants a disrupted holiday, a suitable travel insurance policy can provide a financial safety net for yourself, your belongings and your trip in case things go wrong.