Travel insurance for South Korea (Republic of Korea)

Average customer rating: 4.3/5
Written by Joshua Wildie
Reviewed by Adrian Taylor
Updated 23 October 2024

Expert Tips for choosing the right travel insurance for South Korea

If you’re thinking about travelling to South Korea, our Executive General Manager of General Insurance, Adrian Taylor, has some tips to help you search for travel insurance.

Adrian Taylor
Executive General Manager – General Insurance

Purchase your policy sooner rather than later

The best time to compare and purchase comprehensive travel insurance is right after you’ve made your booking. After booking your trip and making a deposit, as soon as you purchase comprehensive travel insurance, you’ll have cancellation cover. This could provide you protection if you need to cancel your trip due to unforeseen circumstances. Don’t leave purchasing your policy until after the event that leads you to cancel your trip, as you will not be covered.

Declare any pre-existing medical conditions

If you have pre-existing medical conditions, you should declare them to your travel insurer as part of your application. This can help you ensure you’re covered for things like cancellations and hospital and medical expenses related to your pre-existing medical condition. If you don’t declare a pre-existing medical condition, you may not be covered for associated medical expenses.

Frequent travellers should consider annual cover

If you are planning to take three or more trips during a 12 month period, you may be better off purchasing an annual multi-trip policy rather than individual single-trip policies for each holiday. An annual policy could cover all your trips, potentially saving you money.

All about travel insurance for South Korea

Do I need to buy travel insurance cover for South Korea?

Is it safe to travel to South Korea?

What does travel insurance to South Korea include?

What does travel insurance to South Korea exclude?

Where can I get the latest travel advice for South Korea?

For Australian residents, the Australian Government’s Smartraveller website is a reliable, regularly updated source of information for countries worldwide.

Wherever you’re travelling, it’s wise to keep updated with travel advice, as some incidents or levels of travel warning can affect what insurers will cover.

Meet our travel insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance, Adrian Taylor believes in educating customers about the importance of travel insurance so that anyone can kick back and make the most of their time away from home. While no one wants a disrupted holiday, a suitable travel insurance policy can provide a financial safety net for yourself, your belongings and your trip in case things go wrong.

1 Smart Traveller – South Korea (Republic of Korea). Last updated July 2024. Accessed October 2024

2 Smart Traveller – Travel advice explained. Last updated May 2024. Accessed October 2024.