There are a bunch of reasons why having private health insurance is a good idea for young couples. Being covered for common extras like optical and dental will ensure you can take care of the basics when you need to. Similarly, the bonus of having to pay less for physio and remedial massage visits can be a welcome relief when you need it.
If you find yourself in hospital for whatever reason, having the right level of hospital cover will allow you to focus on the important things like taking care of yourself or your partner, instead of worrying about waiting lists, or having to come up with extra funds at a bad time. Of course, there’s never a convenient time for illness or injury, but being able to take charge of your own care can really take away the unnecessary stress.
If you’re approaching 30, now’s the time to take advantage of private health insurance and lock down the lowest base rate premium under the government’s Lifetime Health Cover program. With each year passing after 30, the government increases the loading by 2% if you don’t have private cover. This means if you were to jump into private health insurance at the age of 40, you’d pay a whopping 20% extra!
Comparethemarket.com.au understands that every couple has different goals and circumstances, so matching the right level of hospital and extras cover is an important decision to make regardless of your situation. For that reason, we give you a hand finding a policy that caters to you by offering a simple online health insurance comparison tool. In just a few moments you’ll be able to select a range of options that matter to you the most so you can compare the results. You can even apply and pay while you’re at it.
At comparethemarket.com.au, we help you find the right kind of cover for you and your partner, giving you the peace of mind you need to look forward to all the challenges of life that lie ahead.