Explore Travel Insurance

Depending on how comfortable you are with planning an international journey, you may either head to a travel agency or plan everything yourself.

You can also do this for travel insurance.

With the internet at your fingertips, it’s easy to get travel insurance online! It can provide peace of mind so that you can kick back and enjoy that awesome holiday you’ve been planning.

Buying travel insurance online vs direct

You can get travel insurance over the phone from banks and insurance companies. Alternatively, you can also visit a travel agent to plan your getaway and get a referred travel insurance policy. However, product options can be limited, and premiums are typically higher.

However, many travel insurance providers also sell products online, making it easy to organise travel insurance from the comfort of your own home.

To buy travel insurance online, you’ll need to fill out an online questionnaire. This helps the provider find out more about you and your trip, so that they can find a policy to suit your circumstances.

While there’s no face-to-face interaction, you essentially get the same service online. If you need help or have any questions, you can always give the insurer a call or make use of the provider’s “Live Chat” functionality online (where you can chat in real-time by typing your questions).

Comparing travel insurance online

You can compare multiple travel insurance providers with our free comparison service in minutes, putting even more choice and convenience in your hands if you want to get travel insurance online. Our service makes it easy to compare prices and coverage.

Getting the right travel insurance online

To get travel insurance for a specific journey, like a cruise or ski trip, you may need to buy additional cover as a policy add-on. You can typically get these types of cover online. Some add-ons may include:

  • cruise cover: general travel insurance typically doesn’t cover cruises, so make sure you purchase cruise cover if you’re planning on sailing the seven seas in luxury.
  • ski trip cover: if you’re looking to go skiing in the snowy mountains or any other ski resort, this type of cover will be essential.
  • adventure sports cover: your insurer may cover activities, such as kayaking, rock-climbing and snorkelling with this type of cover.

Frequently asked questions

Do I need to declare a pre-existing medical condition?

You will need to let your insurer know if you have a pre-existing medical condition. This can help the insurer determine whether your condition will be covered or not, which might cost extra. You may be required to fulfil a medical examination beforehand.

You can still get travel insurance if you have a pre-existing medical condition, but any hospital expenses for that condition might not be covered.

Can I get group policies online?

Yes, you can purchase travel insurance for groups online. It’s essentially the same as regular travel insurance policies and can be ideal when you have a group of people following the same itinerary for the entire trip. You’ll need to indicate how many people are travelling and whether you’re going on a cruise or engaging in adventurous activities (e.g. hiking, snorkelling, snow sports, etc.).

If my child is travelling alone can I get insurance online?

Yes, if your child will be travelling unaccompanied, you can get travel insurance for them online.  However, you’ll need to be aware of the airline restrictions and rules regarding children travelling alone (such as not being able to have an overnight layover).

Compare and buy in one place

We make it easy to compare and purchase travel insurance online. You can compare a number of available policies in minutes with our free travel insurance comparison service.

Furthermore, you’ll pay the same price you would if you went direct, but with the ability to compare options from multiple providers at once. Find out why it pays to compare today.

Ready to look for a better deal? It’s easy to compare with us.

Compare travel insurance