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To get travel insurance for a specific journey, like a cruise or ski trip, you may need to buy additional cover as a policy add-on. You can typically get these types of cover online. Some add-ons may include:
You will need to let your insurer know if you have a pre-existing medical condition. This can help the insurer determine whether your condition will be covered or not, which might cost extra. You may be required to fulfil a medical examination beforehand.
You can still get travel insurance if you have a pre-existing medical condition, but any hospital expenses for that condition might not be covered.
Yes, you can purchase travel insurance for groups online. It’s essentially the same as regular travel insurance policies and can be ideal when you have a group of people following the same itinerary for the entire trip. You’ll need to indicate how many people are travelling and whether you’re going on a cruise or engaging in adventurous activities (e.g. hiking, snorkelling, snow sports, etc.).
Yes, if your child will be travelling unaccompanied, you can get travel insurance for them online. However, you’ll need to be aware of the airline restrictions and rules regarding children travelling alone (such as not being able to have an overnight layover).