General theft, including pickpocketing and theft from cars, is common, particularly in Amsterdam.2 In fact, bicycle theft is the most common type of theft in the Netherlands – roughly 700,000 bicycles are stolen every year, 100,000 of which are reported to police.3
If someone steals your cash, pickpockets your belongings or breaks your luggage, this feature may cover all or a large portion of those losses.
Did you know that the Dutch travel more than a quarter of all their trips on bicycles? 4 It’s a great way for locals and tourists alike to travel and see the sites. In fact, there were more bicycles than people in 2018 – 17 million people compared to 23 million bicycles.
That’s to say, bicycles account for 63% of serious injuries in relation to other modes of travel in the Netherlands, according to the Ministry of Infrastructure and Water Management.4
Travel insurance can cover the unexpected costs that can come with accidents like these, provided you follow the Netherland’s road rules and are responsible. It can also cover medical expenses for illnesses and other injuries if the Australia-Netherlands reciprocal healthcare agreement doesn’t already cover it.
Perhaps you’d like to try your hand at climbing the tallest free-standing climbing wall, Excalibur, in Groningen. Or maybe you’d like to go bungee jumping off Scheveningen Pier at the Hague.
If you’ve got the bug for adventure, you’ll want to get the adventure cover add-on with your general travel insurance policy. Without this, your insurer may void any claims related to adventure activities.
To enjoy winter activities like ice-skating on the canals of Amsterdam with the locals or indoor skiing, you should consider snow and ski cover. Like adventure cover, your insurer may void any claims related to snow sport activities unless you have this additional level of cover.
1 World Happiness Report. (2020). It’s a Three-Peat, Finland Keeps Top Spot as Happiest Country in World. Accessed 31 August 2020.
2 Expatica. (2020). General safety in the Netherlands. Accessed 31 August 2020.
3 Velo Mondial. Bicycle Theft, The Dutch Experience. Accessed 31 August 2020.
4 Ministry of Infrastructure and Water Management. (2018). Cycling Facts. Accessed 31 August 2020.