Travel insurance for France

Average customer rating: 4.3/5
Written by Tiana Lee-Collins
Reviewed by Adrian Taylor
Last updated March 14, 2024

Why take out travel insurance for France?

No matter which part of France you’re travelling to, it’s always a good idea to consider travel insurance as your policy may provide a financial safety net if your trip goes awry. Not sure how travel insurance for France helps? Here’s a few examples:

  • Medical cover. Even a basic travel insurance policy may cover some of your medical expenses since you won’t be covered by Medicare or private health insurance if you have a medical emergency while on holiday.
  • Adventure cover. If you plan to take on any adventurous activities, you may need extra cover. This may help protect you from unexpected costs, such as if you can’t use your ski pass due to bad weather or are injured on a hike.
  • Cancellation cover. If an unforeseen event means you need to cancel some or all of your trip, you may be covered for some of the costs of pre-booked accommodation, tours and more.

Choosing the right travel insurance for France

It’s not just getting a travel insurance policy that’s important – it’s getting the right policy for you. Choosing your cover comes down to a few key steps:

  • Assessing your needs for your vacation in France, and thinking about the type of cover you need, and if you want to purchase any optional extras.
  • Determining the value of what you’re taking with you, like your belongings, how much cash you’re carrying, etc.
  • Having a good idea of your health status, current medical conditions and potential health care needs while you visit France.

These considerations will help you determine what level of cover you’ll require (basic, mid-range or comprehensive cover) and what exactly you want covered in your policy.

Expert tips for choosing the right travel insurance for France

Our Executive General Manager for General Insurance, Adrian Taylor, has some top tips for helping you choose a suitable travel insurance policy.

Adrian Taylor
Executive General Manager – General Insurance

Check if you’re covered for COVID-19

Many insurers may provide cover for certain COVID-19 (coronavirus) related losses; however, in most cases, you’ll need to purchase their comprehensive policy for COVID-19 coverage to be included. Look for the COVID-19 icon when you compare products on our website.

Consider extra cover if you plan to drive

If you’re planning to rent a car, consider getting rental vehicle excess cover. This covers your excess payment to the rental company if your vehicle is damaged or stolen. For two-wheeled vehicles, consider motorcycle and scooter cover.

Declare any pre-existing medical conditions

Always declare any pre-existing medical conditions as part of your travel insurance application to ensure you have the cover you need. This can also help prevent any unpleasant surprises if you are injured or become ill while travelling and need to claim.

The basics of travel insurance for France

Do I need travel insurance for France?

What should my travel insurance policy for France include?

What is excluded from travel insurance for France?

What are things to be aware of in France?

Terrorism and civil unrest

Scams and thieves

Cycling and driving

Passport and visa requirements

Meet our travel insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance, Adrian Taylor believes in educating customers about the importance of travel insurance so that anyone can kick back and make the most of their time away from home. While no one wants a disrupted holiday, a suitable travel insurance policy can provide a financial safety net for yourself, your belongings and your trip in case things go wrong.

1 Smartraveller. Australian Government Department of Foreign Affairs and Trade. Visa and entry requirements in Europe and the Schengen Area. Last updated Oct 2023. Accessed Dec 2023.