Having home and contents insurance is always a good idea for both homeowners and renters. This way, you’ve got a financial safety net in place in case your home is damaged or your possessions are lost or stolen. However, what you might not realise is that your standard policy doesn’t necessarily cover you under certain circumstances, and this is where certain policy additions can help fill the gaps.
Policy additions are great for your own peace of mind, because they provide cover for life’s challenges that you might not initially take into account. For instance, imagine the cost and disruption involved in having to deal with water damage due to flooding, an unplanned veterinarian bill for a sudden illness with your pet, or the motor burning out in one of your household appliances. Having to cover the costs out of your own pocket would undoubtedly be stressful, so it does pay to have the right extras in place should you need them. As always, it is important to read the PDS to ensure you understand what is covered under your policy.
It’s always better to be safe than sorry when it comes to the protection of your property, your possessions, and even your beloved pets. For a more comprehensive cover, it’s a good idea to have a think about what policy additions would best suit your lifestyle and your needs.
Smart customers compare car insurance to see which extras they can find, so why should home and contents insurance be any different? If you’re keen to see what policy additions might be suitable for your situation, check out our easy-to-use comparison service today!