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Whether you’re planning a domestic holiday in Australia or heading abroad for your next big adventure, 1Cover offers a range of travel insurance products to help protect you!

1Cover travel insurance at a glance

  • Cover that can help to financially protect students, seniors and those in between
  • Options for people travelling in groups
  • A variety of policies available to cater to different holiday needs

About 1Cover travel insurance

1Cover is an award-winning specialist travel insurance company that has helped more than 1.5 million customers with travel insurance since its launch in 2003. The company prides itself on offering Aussies help when they need it and going the extra mile to ensure customers have the best travel experience possible – whether they are exploring their own backyard in Australia or an exotic location overseas.

With offices in Sydney and Brisbane, 1Cover experts are available 24/7 to assist with your travel needs. If the worst happens overseas, you can rest assured knowing 1Cover will do their best to keep you safe and happy.

1Cover is underwritten by Lloyd’s of London, one of the oldest specialist insurance markets in the world. They provide a variety of travel insurance products to accommodate many budgets and holiday needs.

What are the benefits of 1Cover travel insurance?

1Cover travel insurance provides a range of policies to cover needs and requirements for different types of unique travellers. Their range of policy options means you can find cover for domestic and international trips, winter sports holidays and annual multi-trip policies. There are also policies for non-residents incoming to Australia and policies for Australia and New Zealand residents already overseas (conditions apply).

1Cover travel insurance offers:

  • value for money with highly competitive pricing
  • medical assistance overseas
  • unlimited cancellation fees and lost deposits (for comprehensive policies – sub-limits apply)
  • luggage and personal effects cover
  • rental vehicle excess cover
  • travel delay expenses
  • 24/7 emergency assistance when you need it
  • quick and easy claims process

Benefits provided and limits/sub-limits vary depending on the level of cover selected. Please read the Product Disclosure Statement (PDS) for more details.

Why choose 1Cover travel insurance?

The team at 1Cover are inspired by all things travel and are passionate about providing helpful, personal and transparent assistance. Their goal is also to make travel insurance as simple as possible, from obtaining a quote to lodging a claim.

They’re consistently in touch with the world and the latest travel trends. With a clear understanding that not everything goes to plan when on holiday, they’re there to help you when you need it most. 1Cover is passionate about listening to customers’ needs and offers a range of different products – whether you’re exploring the concrete jungle of New York City or the natural beauty of New Zealand.

They also offer flexibility when it comes to contacting them. 1Cover is contactable via social media, online chat, through their call centre or for emergency assistance, can be reached via their 24/7 hotline.

What types of policies does 1Cover offer?

1Cover knows that no two holidays are the same, which is why they offer a variety of products. Whether you’re looking for a basic level of cover on a budget or something more comprehensive, here are some popular options that are available.

Annual insurance

If you’ve caught the travel bug and head abroad or interstate several times a year, this policy may be ideal for you. It allows you to make multiple trips of up to a certain duration within a 12-month period under one travel insurance policy. This means you don’t need to buy insurance for every trip you make, which could save you money and time.

Domestic insurance

Heading on a vacation somewhere in Australia? 1Cover understands that the unexpected can happen and has created a policy to protect you when you travel domestically. Common features include cover for:

  • trip cancellation
  • lost luggage
  • rental car excess
  • emergencies

Winter sports travel insurance

If you’re hitting the slopes or participating in winter sports activities, this level of insurance can provide cover that other policies don’t. With 1Cover, winter sports travel insurance covers:

  • medical assistance
  • a variety of winter sports
  • cancellation
  • weather events
  • some sporting equipment

Group travel insurance

Whether you’re travelling with mates or heading somewhere with a corporate group, 1Cover offers both domestic and international travel insurance for groups. Multiple people can be listed under one policy and covered for things including:

  • overseas medical emergencies
  • lost or stolen luggage
  • credit card replacement
  • cancellations

Cruise travel insurance

If you’re sailing the seven seas and want to be protected on the open waters, cruise travel insurance can be an important product. 1Cover’s cruise policies offer a range of benefits, including:

  • medical cover
  • weather events and disasters
  • cancellations
  • loss of valuables

Always read the PDS for each policy before making a decision to buy.

Frequently asked questions

Can I get 1Cover travel insurance if I have a pre-existing medical condition?

1Cover offers many travel insurance products that you can purchase even if you have a pre-existing condition. It’s best to read the Product Disclosure Statement (PDS) of the policy to ensure your condition is covered and if there are any criteria you need to meet to be fully covered.

It’s also a good idea to disclose any conditions when you take out a policy to ensure any future claims can be paid in full.

How do I make a travel insurance claim with 1Cover?

The quickest and easiest way to make a claim is to lodge an online claims form with 1Cover. The required documentation will be listed when you submit a claim, but you’ll generally need proof of what’s happened. You can also contact their hotline for further assistance.

Do I have to pay an excess with 1Cover travel insurance policies?

Yes, you’ll need to pay an excess with all 1Cover travel insurance policies. The excess can vary between policies and is applicable per claim and event. The higher the excess, the lower the premium usually is.

How long can a 1Cover travel insurance policy insure me for?

The length of a 1Cover travel insurance policy varies depending on the level of cover you take out. In many cases, a policy will expire after 12 months, but some will end after three or six months. Always read the Product Disclosure Statement (PDS) to ensure you’re adequately covered on your travels.

Policy extensions may be available at an additional cost.

Who can make changes to my policy?

Generally speaking, only the policyholder can make changes to their policy. However, if you’re a policyholder and want someone else to make changes on your behalf, you’ll need to contact 1Cover in writing to make your request.

Find travel insurance with us

Whether you’re looking for a 1Cover policy or want to see what else is available, comparing travel insurance with us is easy. You can compare a range of policies and their features in minutes and for free with our comparison tool. We help you compare a range of comprehensive, mid-range and basic cover options from renowned brands.

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